| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AMERICAN INSURNET AGENCY INC3 Filed as: AMERICAN INSURNET AGENCY | 644 LINN ST., SUITE 1100 CINCINNATI, OH 452031742 | MANHATTAN LIFE | $170 | — | $170 | 2.66% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNAN AGENCY | 409E. MONUMENT AVE STE 400 DAYTON, OH 454021482 | MANHATTAN LIFE | $124 | — | $124 | 1.94% |
| TRACEY HINRICHS3 | 7182 LIBERTY CENTRE DRIVE SUITE Q WEST CHESTER, OH 45069 | MANHATTAN LIFE | $77 | — | $77 | 1.20% |
| HORAN ASSOCIATES INC.3 | 4990 E. GALBRAITH ROAD STE 102 CINCINNATI, OH 45236 | MANHATTAN LIFE | $51 | — | $51 | 0.80% |
| CLIFFORD D BELL3 | 644 LINN ST., SUITE 1100 CINCINNATI, OH 452031742 | MANHATTAN LIFE | $50 | — | $50 | 0.78% |
| THOMAS PLACKE3 Filed as: THOMAS J. PLACKE | 644 LINN ST., SUITE 1100 CINCINNATI, OH 452031742 | MANHATTAN LIFE | $9 | — | $9 | 0.14% |
| SALLY A PEARSON3 Filed as: SALLY A. PEARSON | 644 LINN ST., SUITE 1100 CINCINNATI, OH 452031742 | MANHATTAN LIFE | $2 | — | $2 | 0.03% |
| AMERICAN INSURNET AGENCY INC3 Filed as: AMERICAN INSURNET AGENCY INC. | 644 LINN ST., STE 1100 CINCINNATI, OH 452031742 | KANAWHA INSURANCE COMPANY | $127 | — | $127 | 2.68% |
| TRACEY HINRICHS3 | 7182 LIBERTY CENTRE DRIVE, SUITE Q DAYTON, OH 454175143 | KANAWHA INSURANCE COMPANY | $104 | — | $104 | 2.19% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNAN AGENCY LLC - DAYTO | 409 E. MONUMENT AVE., STE 400 DAYTON, OH 454021482 | KANAWHA INSURANCE COMPANY | $94 | — | $94 | 1.98% |
| HORAN ASSOCIATES INC.3 | 4990 E. GALBRAITH ROAD STE 102 CINCINNATI, OH 45236 | KANAWHA INSURANCE COMPANY | $64 | — | $64 | 1.35% |
| CLIFFORD D BELL3 | 644 LINN ST., STE 1100 CINCINNATI, OH 452031742 | KANAWHA INSURANCE COMPANY | $37 | — | $37 | 0.78% |
| THOMAS PLACKE3 Filed as: THOMAS J PLACKE | 644 LINN ST., STE 1100 CINCINNATI, OH 452031742 | KANAWHA INSURANCE COMPANY | $6 | — | $6 | 0.13% |
| SALLY A PEARSON3 Filed as: SALLY A. PEARSON | 644 LINN ST., STE 1100 CINCINNATI, OH 452031742 | KANAWHA INSURANCE COMPANY | $2 | — | $2 | 0.04% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 552 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 552 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | DELTA DENTAL OF OHIO | 507 | $407K |
| Vision | VISION SERVICE PLAN | 478 | $69K |
| Life insurance(2 contracts) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 552 | $182K |
| Short-term disability(3 contracts, 2 carriers) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 533 | $21K |
| Long-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 524 | $88K |
| Other(2 contracts, 2 carriers) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 552 | $20K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 552 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.