| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| VALMARK SECURITIES INC3 | 130 SPRINGSIDE DR. SUITE 300 AKRON, OH 44333 | MINNESOTA LIFE INSURANCE COMPANY | $5K | — | $5K | 5.37% |
| THE FEDELI GROUP3 Filed as: THE FEDELI GROUP INC. | 5005 ROCKSIDE ROAD SUITE 500 INDEPENDENCE, OH 44131 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $5K | $515 | $5K | 7.66% |
| THE FEDELI GROUP3 Filed as: THE FEDELI GROUP INC. | 5005 ROCKSIDE ROAD INDEPENDENCE, OH 44131 | MINNESOTA LIFE INSURANCE COMPANY | $3K | — | $3K | 8.85% |
| THE FEDELI GROUP3 | 5005 ROCKSIDE ROAD INDEPENDENCE, OH 44131 | MINNESOTA LIFE INSURANCE COMPANY | $2K | — | $2K | 8.85% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 124 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 126 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | AULTCARE INSURANCE CO. | 7 | $78K |
| Dental | AMERITAS LIFE INSURANCE CORPORATION | 215 | $81K |
| Vision | FIDELITY SECURITY LIFE INSURANCE COMPANY | 186 | $16K |
| Life insurance(3 contracts) | MINNESOTA LIFE INSURANCE COMPANY | 87 | $146K |
| Long-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 128 | $69K |
| Prescription drug | AULTCARE INSURANCE CO. | 7 | $78K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 215 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.