No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| MEDCO HEALTH SOLUTIONS EIN 22-3461740 NONE | Participant communication; Recordkeeping and information management (computing, tabulating, data processing, etc.); Claims processing; Contract Administrator Service code 12 | — | $333K |
| SEI PRIVATE TRUST COMPANY EIN 04-2452803 TRUSTEE/INV MGMT | Investment management Service code 28 | — | $321K |
| ANTHEM BLUE CROSS BLUE SHIELD EIN 31-1440175 NONE | Participant communication; Claims processing; Contract Administrator; Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 12 | — | $228K |
| THE BANK OF NEW YORK MELLON EIN 13-5160382 TRUSTEE/INV MGMT | Recordkeeping and information management (computing, tabulating, data processing, etc.); Trustee (bank, trust company, or similar financial institution); Investment management; Other investment fees and expenses Service code 15 | — | $55K |
| ASSURED PARTNERS CAPITAL INC. EIN 45-2712335 NONE | Contract Administrator Service code 13 | — | $19K |
| MEADEN & MOORE LTD. EIN 34-1818258 AUDITOR | Accounting (including auditing) Service code 10 | — | $13K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 0 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 717 | Continuation coverage (COBRA, retiree health). |
| Beneficiaries receiving benefits | 117 | Spouses or dependents with eligibility independent of the participant. |
| Total participants (= "Plan participants" tile) | 834 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | ANTHEM BLUE CROSS BLUE SHIELD | 1,984 | $2.2M |
| Life insurance(2 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 714 | $690K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,984 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.