| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HYLANT GROUP INC3 | 8 CADILLAC DRIVE AVE SUITE 230 BRENTWOOD, TN 37027 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $31K | — | $31K | 5.67% |
| HUNTINGTON INSURANCE INC3 Filed as: HUNTINGTON INS INC | — | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | — | $9K | $9K | 1.64% |
| HYLANT GROUP INC3 | 85 CAMPAU AVE NW SUITE 100 GRAND RAPIDS, MI 49503 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $4K | — | $4K | 0.74% |
| HYLANT GROUP INC3 Filed as: HYLANT GROUP | 811 MADISON AVE FL 11 TOLEDO, OH 43604 | MEDICAL MUTUAL OF OHIO | $102K | $54K | $156K | 34.05% |
| HYLANT GROUP INC3 | 811 MADISON AVENUE TOLEDO, OH 43604 | NATIONAL GUARDIAN LIFE INSURANCE COMPANY | $2K | — | $2K | 8.41% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 0 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 0 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | MEDICAL MUTUAL OF OHIO | 348 | $459K |
| Dental | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 386 | $555K |
| Vision | NATIONAL GUARDIAN LIFE INSURANCE COMPANY | 350 | $21K |
| Life insurance | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 386 | $555K |
| Long-term disability | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 386 | $555K |
| Stop-loss / reinsurancereinsurance | MEDICAL MUTUAL OF OHIO | 348 | $459K |
| Other | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 386 | $555K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 386 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.