| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HYLANT GROUP INC3 Filed as: HYLANT GROUP INC. | 811 MADISON AVE TOLEDO, OH 43604 | MEDICAL MUTUAL | $50K | $23K | $72K | 3.60% |
| HYLANT GROUP INC3 Filed as: HYLANT GROUP INC- JEFFREY BARNESKY | 811 MADISON AVE TOLEDO, OH 43604 | DELTA DENTAL OF OHIO | $5K | — | $5K | 4.63% |
| HYLANT GROUP INC3 Filed as: HYLANT GROUP INC. | 811 MADISON AVE TOLEDO, OH 43604 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $18K | $1K | $19K | 22.28% |
| HYLANT GROUP INC3 | 811 MADISON AVE TOLEDO, OH 436045684 | AMERITAS LIFE INSURANCE CORP | $2K | — | $2K | 6.44% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 286 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 286 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | MEDICAL MUTUAL | 169 | $2.0M |
| Dental | DELTA DENTAL OF OHIO | 320 | $112K |
| Vision | AMERITAS LIFE INSURANCE CORP | 286 | $28K |
| Life insurance | LIFE INSURANCE COMPANY OF NORTH AMERICA | 169 | $87K |
| Long-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 169 | $87K |
| Other | LIFE INSURANCE COMPANY OF NORTH AMERICA | 169 | $87K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 320 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.