No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| MUTUAL HEALTH SERVICES EIN 34-0648820 CONTRACT ADMINISTRATOR | Claims processing; Employee (plan) Service code 12 | — | $384K |
| COORDINATED CARE PROGRAMS LLC EIN 20-8423895 SERVICE | Claims processing; Employee (plan) Service code 12 | — | $365K |
| NAVITUS HEALTH SOLUTIONS EIN 04-3608530 TPA | Employee (plan); Claims processing Service code 12 | — | $46K |
| PRUDENTIAL INSURANCE CO. OF AMERICA EIN 22-1211670 SERVICE | Claims processing; Employee (plan) Service code 12 | — | $24K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 568 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 5 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 573 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | NATIONAL UNION FIRE INSURANCE COMPANY DBA MEDICAL EXCESS | 0 | $0 |
| Life insurance(2 contracts, 2 carriers) | SUN LIFE ASSURANCE COMPANY OF CANADA | 591 | $33K |
| Short-term disability | NATIONAL UNION FIRE INSURANCE COMPANY DBA MEDICAL EXCESS | 0 | $0 |
| Stop-loss / reinsurancereinsurance | NATIONAL UNION FIRE INSURANCE COMPANY DBA MEDICAL EXCESS | 0 | $0 |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 591 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.