No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| AETNA LIFE INSURANCE COMPANY EIN 06-6033492 CONTRACT ADMINISTRATOR | Contract Administrator Service code 13 | 151 FARMINGTON AVE HARTFORD, CT 06156 | $1.8M |
| UNUM LIFE INSURANCE COMPANY OF AMER EIN 01-0278678 N/A | Contract Administrator Service code 13 | 1 FOUNTAIN SQUARE CHATTANOOGA, TN 37402 | $87K |
| PAYFLEX SYSTEMS USA, INC EIN 91-1774434 CONTRACT ADMINISTRATOR | Contract Administrator Service code 13 | 10802 FARNAM DR., SUITE 100 OMAHA, NE 68454 | $55K |
| AETNA BEHAVIORAL HEALTH,LLC EIN 20-0446713 PLAN ADMINISTRATOR | Claims processing; Other services Service code 12 | 151 FARMINGTON AVE RSAA HARTFORD, CT 06156 | $23K |
| HEALTH & HUMAN RESOURCES CENTER,INC EIN 33-0052273 PLAN ADMINISTRATOR | Claims processing; Other services Service code 12 | 151 FARMINGTON AVE RSAA HARTFORD, CT 06156 | $4K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 3,231 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 3,231 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision | VISION SERVICE PLAN | 2,089 | $309K |
| Life insurance | UNUM LIFE INSURANCE COMPANY OF AMERICA | 3,231 | $1.1M |
| Long-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 3,681 | $850K |
| Stop-loss / reinsurancereinsurance | AETNA LIFE INSURANCE CO | 2,188 | $1.1M |
| Other(4 contracts, 4 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 3,250 | $1.1M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 3,681 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.