| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| PETER J MACE3 | 5775 D GLENRIDGE DR STE 350 ATLANTA, GA 30328 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $503K | — | $503K | 22.58% |
| HODGES-MACE BENEFITS GRP INC3 | 5775-D GLENRIDGE DR NE STE 350 ATLANTA, GA 30328 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $0 | $77K | $77K | 3.45% |
| PARAMOUNT BENEFITS AGENCY INC3 Filed as: PARAMOUNT BENEFITS AGENCY | 1901 INDIAN WOOD CIR MAUMEE, OH 43537 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $26K | — | $26K | 1.19% |
| THE FARMINGTON COMPANY3 | 30 WATERSIDE DR PO BOX 527 FARMINGTON, CT 06034 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $8K | $48 | $8K | 0.37% |
| JAMES S RYAN3 | 1429 KING AVE COLUMBUS, OH 43209 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $4K | — | $4K | 0.19% |
| CLARITY BENEFIT CONSULTING LLC3 | 1120 SANCTUARY PKWY STE 375 ALPHARETTA, GA 30009 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $58K | $18K | $76K | 3.92% |
| USI INSURANCE SERVICES LLC3 | 1120 MADISON AVENUE TOLEDO, OH 43604 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $58K | $7K | $65K | 3.34% |
| PETER J MACE3 | 5775 D GLENRIDGE DR STE 350 ATLANTA, GA 30328 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $336K | — | $336K | 20.87% |
| HODGES-MACE BENEFITS GRP INC3 | 5775-D GLENRIDGE DR NE STE 350 ATLANTA, GA 30328 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $727 | $39K | $40K | 2.46% |
| THE FARMINGTON COMPANY3 | 30 WATERSIDE DR PO BOX 527 FARMINGTON, CT 06034 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $24K | — | $24K | 1.49% |
| PARAMOUNT BENEFITS AGENCY INC3 Filed as: PARAMOUNT BENEFITS AGENCY | 1901 INDIAN WOOD CIR MAUMEE, OH 43537 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $12K | — | $12K | 0.74% |
| JAMES S RYAN3 | 1429 KING AVE COLUMBUS, OH 43209 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $4K | — | $4K | 0.22% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES INC | 1120 SANCTUARY PRKWY, SUITE 300 ALPHARETTA, GA 30009 | MINNESOTA LIFE INSURANCE COMPANY | $69K | — | $69K | 5.06% |
| USI INSURANCE SERVICES LLC3 | — | MINNESOTA LIFE INSURANCE COMPANY | $40K | — | $40K | 2.95% |
| BROOKS INSURANCE AGENCY3 Filed as: BROOKS INSURANCE AGENCY INC | ATTN KIM TEOW 1120 MADISON AVENUE TOLEDO, OH 43604 | MINNESOTA LIFE INSURANCE COMPANY | $29K | — | $29K | 2.11% |
| BENEFIT ADVISORS SERVICES GROUP LLC3 Filed as: BENEFIT ADVISORS SERVICES GRP LLC | 1120 SANCTUARY PRKWY, SUITE 375 ALPHARETTA, GA 30009 | MINNESOTA LIFE INSURANCE COMPANY | $0 | $9K | $9K | 0.66% |
| CLAIR, BARBARA S3 Filed as: CLAIR, BARBARA S. | 21 JENKINS DR. DURANGO, CO 81301 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $10K | — | $10K | 1.57% |
| CLARITY BENEFIT CONSULTING LLC3 | 1120 SANCTUARY PKWY STE 375 ALPHARETTA, GA 30009 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $11K | $3K | $15K | 3.94% |
| USI INSURANCE SERVICES LLC3 | 1120 MADISON AVENUE TOLEDO, OH 43604 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $11K | $1K | $13K | 3.36% |
| CLAIR, BARBARA S3 | 21 JENKINS DR. DURANGO, CO 81301 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $13K | — | $13K | 3.63% |
| CLARITY BENEFIT CONSULTING LLC3 | 1120 SANCTUARY PKWY STE 375 ALPHARETTA, GA 30009 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $6K | $2K | $8K | 3.92% |
| USI INSURANCE SERVICES LLC3 | 1120 MADISON AVENUE TOLEDO, OH 43604 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $6K | $709 | $7K | 3.35% |
| CLAIR, BARBARA S3 | 21 JENKINS DR. DURANGO, CO 81301 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $25K | — | $25K | 13.83% |
| CLAIR, BARBARA S3 | 21 JENKINS DR. DURANGO, CO 81301 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $5K | — | $5K | 3.76% |
| CLARITY BENEFIT CONSULTING LLC3 | 1120 SANCTUARY PKWY STE 375 ALPHARETTA, GA 30009 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $4K | $1K | $5K | 4.08% |
| USI INSURANCE SERVICES LLC3 | 1120 MADISON AVENUE TOLEDO, OH 43604 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $4K | $454 | $4K | 3.48% |
| CLARITY BENEFIT CONSULTING LLC3 | 1120 SANCTUARY PKWY STE 375 ALPHARETTA, GA 30009 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $4K | $1K | $5K | 3.92% |
| USI INSURANCE SERVICES LLC3 | 1120 MADISON AVENUE TOLEDO, OH 43604 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $4K | $425 | $4K | 3.34% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 14,510 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 105 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 14,615 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(6 contracts) | PARAMOUNT HEALTHCARE | 6,960 | $4.7M |
| Dental(3 contracts) | DELTA DENTAL OF OHIO | 10,766 | $6.0M |
| Vision | NATIONAL GUARDIAN LIFE INSURANCE COMPANY | 6,524 | $629K |
| Life insurance(3 contracts, 3 carriers) | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | 14,852 | $3.6M |
| Short-term disability(6 contracts, 2 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 4,755 | $4.5M |
| Long-term disability(8 contracts) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 4,244 | $3.4M |
| Prescription drug(6 contracts) | PARAMOUNT HEALTHCARE | 6,960 | $4.7M |
| Other(3 contracts, 2 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 14,615 | $3.0M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 14,852 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.