| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MAGIS ADVISORY GROUP LLC3 | 36711 AMERICAN WAY STE 2F AVON, OH 44011 | MEDICAL MUTUAL | $89K | $9 | $89K | 3.15% |
| MAGIS ADVISORY GROUP LLC3 | 36711 AMERICAN WAY STE 2F AVON, OH 44011 | DELTA DENTAL OF OHIO | $4K | — | $4K | 3.15% |
| MAGIS ADVISORY GROUP LLC3 | 36711 AMERICAN WAY STE 2F AVON, OH 44011 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $9K | $605 | $10K | 15.99% |
| DMC BENEFITS INC3 | 1485 PRINCE CHARLES AVE WESTLAKE, OH 44145 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $3K | $3K | 5.00% |
| NFP INSURANCE SERVICES INC3 | 1250 S CAPITAL OF TEXAS HWY AUSTIN, TX 78746 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $288 | $288 | 0.47% |
| MAGIS ADVISORY GROUP LLC3 | 36711 AMERICAN WAY STE 2F AVON, OH 44011 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $9K | $550 | $9K | 15.96% |
| DMC BENEFITS INC3 | 1485 PRINCE CHARLES AVE WESTLAKE, OH 44145 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $3K | $3K | 5.00% |
| NFP INSURANCE SERVICES INC3 | 1250 S CAPITAL OF TEXAS HWY AUSTIN, TX 78746 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $263 | $263 | 0.46% |
| MAGIS ADVISORY GROUP LLC3 | 36711 AMERICAN WAY STE 2F AVON, OH 44011 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $8K | $526 | $9K | 15.96% |
| DMC BENEFITS INC3 | 1485 PRINCE CHARLES AVE WESTLAKE, OH 44145 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $3K | $3K | 5.00% |
| NFP INSURANCE SERVICES INC3 | 1250 S CAPITAL OF TEXAS HWY AUSTIN, TX 78746 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $251 | $251 | 0.46% |
| MAGIS ADVISORY GROUP LLC3 | 36711 AMERICAN WAY STE 2F AVON, OH 44011 | VISION SERVICE PLAN | $1K | — | $1K | 4.81% |
| MAGIS ADVISORY GROUP LLC3 | 36711 AMERICAN WAY STE 2F AVON, OH 44011 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $4K | $318 | $4K | 16.21% |
| DMC BENEFITS INC3 | 1485 PRINCE CHARLES AVE WESTLAKE, OH 44145 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $1K | $1K | 5.00% |
| NFP INSURANCE SERVICES INC3 | 1250 S CAPITAL OF TEXAS HWY AUSTIN, TX 78746 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $149 | $149 | 0.57% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 483 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 3 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 486 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | MEDICAL MUTUAL | 273 | $2.8M |
| Dental | DELTA DENTAL OF OHIO | 483 | $138K |
| Vision | VISION SERVICE PLAN | 240 | $28K |
| Life insurance(2 contracts) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 372 | $81K |
| Short-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 371 | $61K |
| Long-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 371 | $57K |
| Other | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 372 | $55K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 483 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.