| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| THE FEDELI GROUP3 Filed as: THE FEDELI GROUP INC | 5005 ROCKSIDE RD STE 500 INDEPENDENCE, OH 44131 | METROPOLITAN LIFE INSURANCE COMPANY | $3K | $661 | $3K | 2.74% |
| A J AMER AGENCY, INC.3 Filed as: A J AMER AGENCY INC | 3700 EMBASSY PKWY SUITE 160 AKRON, OH 44333 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $5K | — | $5K | 6.99% |
| MICHAEL R KURA3 | STE 200 2735 CRAWFIS BLVD FAIRLAWN, OH 44333 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $1K | — | $1K | 2.18% |
| JAMES REDMOND3 Filed as: JAMES E REDMOND | STE 200 2735 CRAWFIS BLVD FAIRLAWN, OH 44333 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $610 | — | $610 | 0.93% |
| A J AMER AGENCY, INC.3 Filed as: A J AMER AGENCY INC | 3700 EMBASSY PKWY SUITE 160 AKRON, OH 44333 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $9K | — | $9K | 14.58% |
| MICHAEL R KURA3 | STE 200 2735 CRAWFIS BLVD FAIRLAWN, OH 44333 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $2K | — | $2K | 3.79% |
| JAMES REDMOND3 Filed as: JAMES E REDMOND | STE 200 2735 CRAWFIS BLVD FAIRLAWN, OH 44333 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $994 | — | $994 | 1.63% |
| A J AMER AGENCY, INC.3 Filed as: A J AMER AGENCY INC | 3700 EMBASSY PKWY SUITE 160 AKRON, OH 44333 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $446 | — | $446 | 6.69% |
| MICHAEL R KURA3 | STE 200 2735 CRAWFIS BLVD FAIRLAWN, OH 44333 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $143 | — | $143 | 2.14% |
| JAMES REDMOND3 Filed as: JAMES E REDMOND | STE 200 2735 CRAWFIS BLVD FAIRLAWN, OH 44333 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $61 | — | $61 | 0.91% |
| A J AMER AGENCY, INC.3 Filed as: A J AMER AGENCY INC | 3700 EMBASSY PKWY SUITE 160 AKRON, OH 44333 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $304 | — | $304 | 8.88% |
| MICHAEL R KURA3 | STE 200 2735 CRAWFIS BLVD FAIRLAWN, OH 44333 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $50 | — | $50 | 1.46% |
| JAMES REDMOND3 Filed as: JAMES E REDMOND | STE 200 2735 CRAWFIS BLVD FAIRLAWN, OH 44333 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $21 | — | $21 | 0.61% |
| A J AMER AGENCY, INC.3 Filed as: A J AMER AGENCY INC | 3700 EMBASSY PKWY SUITE 160 AKRON, OH 44333 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $238 | — | $238 | 13.36% |
| MICHAEL R KURA3 | STE 200 2735 CRAWFIS BLVD FAIRLAWN, OH 44333 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $83 | — | $83 | 4.66% |
| JAMES REDMOND3 Filed as: JAMES E REDMOND | STE 200 2735 CRAWFIS BLVD FAIRLAWN, OH 44333 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $36 | — | $36 | 2.02% |
| A J AMER AGENCY, INC.3 Filed as: A J AMER AGENCY INC | 3700 EMBASSY PKWY SUITE 160 AKRON, OH 44333 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $184 | — | $184 | 10.80% |
| MICHAEL R KURA3 | STE 200 2735 CRAWFIS BLVD FAIRLAWN, OH 44333 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $110 | — | $110 | 6.46% |
| JAMES REDMOND3 Filed as: JAMES E REDMOND | STE 200 2735 CRAWFIS BLVD FAIRLAWN, OH 44333 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $47 | — | $47 | 2.76% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 266 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 266 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 524 | $121K |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 524 | $121K |
| Life insurance(7 contracts, 2 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 235 | $140K |
| Long-term disability(3 contracts) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 235 | $76K |
| Other(6 contracts) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 235 | $140K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 524 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.