| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HUNTINGTON INSURANCE INC3 | 37 W BROAD ST STE 700 COLUMBUS, OH 43215 | UNITEDHEALTHCARE INSURANCE COMPANY | — | $225K | $225K | 6.92% |
| EDWARD D SOMMER3 | 300 W WILSON BRIDGE ROAD STE 300 WORTHINGTON, OH 43085 | UNITEDHEALTHCARE INSURANCE COMPANY | — | $126 | $126 | 0.00% |
| HUNTINGTON INSURANCE INC3 Filed as: HUNTINGTON INSURANCE | 221 SOUTH CHURCH STREET BOWLING GREEN, OH 43402 | DENTAL CARE PLUS, INC. | $5K | — | $5K | 2.15% |
| GREGORY YOUNG GARBER3 | 25 KEETHLER DR S WESTERVILLE, OH 43081 | AFLAC | $11K | $949 | $12K | 15.30% |
| DOUGLAS LANDENBERGER3 | 7038 WIND ROSE WAY DUBLIN, OH 43016 | AFLAC | $1K | $186 | $1K | 1.81% |
| JAMES A BURRESS3 | 8755 OGDEN DUNES DR CAMBY, IN 46113 | AFLAC | $686 | — | $686 | 0.84% |
| DOUGLAS LANDENBERGER3 | 4914 BRITTON FARMS CT HILLIARD, OH 43026 | AFLAC | $531 | $4 | $535 | 0.66% |
| HENSLEY AND ASSOCIATES LLC3 | 1103 SCHROCK RD STE 201 COLUMBUS, OH 43229 | AFLAC | $424 | $96 | $520 | 0.64% |
| HARE AND ASSOCIATES LLC3 Filed as: HARE AND ASSOC LLC | 6324 TARTON FIELDS LN MASON, OH 45040 | AFLAC | $442 | — | $442 | 0.54% |
| MICHAEL RIST3 | 4814 MEDALLION DR W WESTERVILLE, OH 43082 | AFLAC | $365 | — | $365 | 0.45% |
| KEITH FRIZZELL3 | 945 STAR SHOOT PKWY LEXINGTON, KY 40509 | AFLAC | $136 | — | $136 | 0.17% |
| JOHNNY HENSLEY JR3 | 1103 SCHROCK RD STE 201 COLUMBUS, OH 43229 | AFLAC | $116 | — | $116 | 0.14% |
| PAULA C. FRIZZELL3 Filed as: PAULA C FRIZZELL | 945 STAR SHOOT PKWY LEXINGTON, KY 40509 | AFLAC | $100 | — | $100 | 0.12% |
| JAMES A BURRESS3 | 6418 FAYBOROUGH CT DUBLIN, OH 43016 | AFLAC | $76 | — | $76 | 0.09% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: DAVID MERCER | 1885 MINTWOOD DR COLUMBUS, OH 43229 | AFLAC | $71 | — | $71 | 0.09% |
| THOMAS J TRUSLER3 | 201 EVENING WAY PICKERINGTON, OH 43147 | AFLAC | $36 | — | $36 | 0.04% |
| AMBER D STEIN3 | 14966 ROBINS RD JOHNSTOWN, OH 43031 | AFLAC | $30 | — | $30 | 0.04% |
| RONALD JAMES STEIN3 | 14966 ROBINS RD JOHNSTOWN, OH 43031 | AFLAC | $28 | — | $28 | 0.03% |
| MARKUS MUELLER3 | 633 NE MUSKRAT RUN PORT ST LUCIE, FL 34983 | AFLAC | $16 | — | $16 | 0.02% |
| DARREN L BRUNO3 | 1224 WESTWOOD DR LEWIS CENTER, OH 43035 | AFLAC | $10 | — | $10 | 0.01% |
| DANNY TRAN3 | 3150 PERIMETER PKWY STE 115 AUGUSTA, GA 30909 | AFLAC | $9 | — | $9 | 0.01% |
| TRAVERS W PAINE IV3 | PO BOX 14963 AUGUSTA, GA 30919 | AFLAC | $9 | — | $9 | 0.01% |
| BRIAN R KIMMEL3 | 309 BRAESWICK DR LAKE ST LOUIS, MO 63367 | AFLAC | $6 | — | $6 | 0.01% |
| DARREN L BRUNO3 | 7542 STONE LAKE DR DUBLIN, OH 43016 | AFLAC | $5 | — | $5 | 0.01% |
| RICHARD SMITHSON3 | 449 TIMBER PL MILTON, GA 30004 | AFLAC | $5 | — | $5 | 0.01% |
| SCOTT A SMITH3 | 5300 OAKBROOK PKWY STE 300 STE 350 NORCROSS, GA 30093 | AFLAC | $4 | — | $4 | 0.00% |
| BRUCE MEYER3 | 10800 WINCHCOMBE DR DUBLIN, OH 43016 | AFLAC | $2 | — | $2 | 0.00% |
| RANDY M SOMERMAN3 | 699 N HUNTINGTON ST APT 320 MEDINA, OH 44256 | AFLAC | $1 | — | $1 | 0.00% |
| JOHN C RASCHELLA3 | 20301 GRD OAK SH BLVD #118-32 ESTERO, FL 33928 | AFLAC | $1 | — | $1 | 0.00% |
| HUNTINGTON INSURANCE INC3 | 221 S CHRUCH ST BOWLING GREEN, OH 43402 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $4K | — | $4K | 4.73% |
| HUNTINGTON INSURANCE INC3 | 221 S CHURCH ST BOWLING GREEN, OH 43402 | UNITEDHEALTHCARE INSURANCE COMPANY | $4K | — | $4K | 6.21% |
| HUNTINGTON INSURANCE INC3 | 221 S CHURCH ST BOWLING GREEN, OH 43402 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $5K | — | $5K | 7.38% |
| HUNTINGTON INSURANCE INC3 Filed as: HUNTINGTON INSURANCE, INC | 310 GRANT ST 2ND FLOOR PITTSBURGH, PA 15219 | HARTFORD LIFE AND ACCIDENT | $7K | — | $7K | 14.13% |
| HUNTINGTON INSURANCE INC3 Filed as: HUNTINGTON INSURANCE, INC | 221 S CHURCH ST BOWLING GREEN, OH 43402 | VISION SERVICE PLAN | $2K | — | $2K | 3.99% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 699 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 699 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITEDHEALTHCARE INSURANCE COMPANY | 685 | $3.3M |
| Dental | DENTAL CARE PLUS, INC. | 890 | $244K |
| Vision(2 contracts, 2 carriers) | UNITEDHEALTHCARE INSURANCE COMPANY | 685 | $3.3M |
| Life insurance(2 contracts, 2 carriers) | UNITEDHEALTHCARE INSURANCE COMPANY | 699 | $120K |
| Short-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 232 | $79K |
| Long-term disability(2 contracts, 2 carriers) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 699 | $113K |
| Prescription drug | UNITEDHEALTHCARE INSURANCE COMPANY | 685 | $3.3M |
| Other(3 contracts, 3 carriers) | AFLAC | 699 | $201K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 890 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.