| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| SCHAUER GROUP INC3 Filed as: SCHAUER GROUP, INC. | 200 MARKET AVENUE NORTH, SUITE 100 CANTON, OH 44702 | UNITEDHEALTHCARE INSURANCE COMPANY | $0 | $155K | $155K | 3.87% |
| SCHAUER GROUP INC3 Filed as: SCHAUER GROUP, INC. | 200 MARKET AVENUE NORTH, SUITE 100 CANTON, OH 44702 | HARTFORD LIFE AND ACCIDENT | $18K | $0 | $18K | 10.00% |
| EXPRESSLINK GENERAL AGENCY LLC3 Filed as: EXPRESSLINK GENERAL AGENCY | 4200 ROCKSIDE ROAD, SUITE 103 INDEPENDENCE, OH 44131 | HARTFORD LIFE AND ACCIDENT | $0 | $9K | $9K | 5.00% |
| ENROLLEASE3 Filed as: ONEDIGITAL EXPRESSLINK, LLC | 4200 ROCKSIDE ROAD, SUITE 103 CLEVELAND, OH 44131 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $20K | $0 | $20K | 20.70% |
| ANCO INS. SVC. OF BRYAN COLLEGE STA3 Filed as: ANCO INSURANCE BRYAN COLLEGE | UNKNOWN NORTH CANTON, OH 44720 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $0 | $6K | $6K | 6.74% |
| SCHAUER GROUP INC3 Filed as: SCHAUER GROUP, INC. | 200 MARKET AVENUE NORTH, SUITE 100 CANTON, OH 44702 | METROPOLITAN LIFE INSURANCE COMPANY | $3K | $0 | $3K | 3.97% |
| SCHAUER GROUP INC3 Filed as: SCHAUER GROUP, INC. | 200 MARKET AVENUE, SUITE 100 CANTON, OH 44702 | EYEMED VISION CARE ON BEHALF OF FIDELITY SECURITY LIFE INSURANCE CO. | $2K | $0 | $2K | 9.18% |
| MARIAN E HENDERSON3 Filed as: MARIAN HENDERSON | 102 SAVANNAH WAY HENDERSONVILLE, TN 37075 | AFLAC | $1K | $368 | $1K | 14.05% |
| THOMAS WILLIAMSON3 | 2055 NORTH MOUNT JULIET ROAD SUITE 201 MOUNT JULIET, TN 37122 | AFLAC | $340 | $74 | $414 | 4.08% |
| KELSEY EVERT3 | 2055 NORTH MOUNT JULIET ROAD SUITE 201 MOUNT JULIET, TN 37122 | AFLAC | $182 | $74 | $256 | 2.52% |
| DAVID M CRUMLEY3 Filed as: DAVID CRUMLEY | 5111 MARYLAND WAY, SUITE 210 BRENTWOOD, TN 37027 | AFLAC | $39 | $0 | $39 | 0.38% |
| EVERETT C BICKEL3 Filed as: EVERETT BICKEL AND VARIOUS AGENTSS | 6310 SOUTHWEST 103RD LANE OCALA, FL 34476 | AFLAC | $19 | $0 | $19 | 0.19% |
| JOSHUA JONES3 | 1307 CAMPANIA NEW BRAUNFELS, TN 78132 | AFLAC | $18 | $0 | $18 | 0.18% |
| DAVID B RAY3 Filed as: DAVID RAY | 5122 STONEWOOD DRIVE SMYRNA, TN 37167 | AFLAC | $14 | $0 | $14 | 0.14% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 326 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 326 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | UNITEDHEALTHCARE INSURANCE COMPANY | 646 | $4.7M |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 500 | $86K |
| Vision | EYEMED VISION CARE ON BEHALF OF FIDELITY SECURITY LIFE INSURANCE CO. | 343 | $18K |
| Life insurance(2 contracts, 2 carriers) | HARTFORD LIFE AND ACCIDENT | 326 | $272K |
| Short-term disability(2 contracts, 2 carriers) | HARTFORD LIFE AND ACCIDENT | 326 | $186K |
| Long-term disability | HARTFORD LIFE AND ACCIDENT | 326 | $176K |
| Prescription drug(2 contracts, 2 carriers) | UNITEDHEALTHCARE INSURANCE COMPANY | 646 | $4.7M |
| Other(3 contracts, 3 carriers) | HARTFORD LIFE AND ACCIDENT | 326 | $282K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 646 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.