| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| SCHAUER GROUP INC3 Filed as: SCHAUER GROUP INCORPORATED | 200 MARKET AVENUE NORTH SUITE 100 CANTON, OH 44702 | MEDICAL MUTUAL | $28K | $73 | $28K | 3.61% |
| SCHAUER GROUP INC3 | 200 MARKET AVENUE NORTH MILLENIUM CENTRE SUITE 100 CANTON, OH 44702 | HUMANA INSURANCE COMPANY | $4K | — | $4K | 6.27% |
| SCHAUER GROUP INC3 Filed as: SCHAUER GROUP INCORPORATED | 200 MARKET AVENUE NORTH SUITE 100 CANTON, OH 44702 | SUN LIFE ASSURANCE COMPANY OF CANADA | $1K | — | $1K | 10.00% |
| SCHAUER GROUP INC3 Filed as: SCHAUER GROUP INCORPORATED | 200 MARKET AVENUE NORTH SUITE 100 CANTON, OH 44702 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | — | $2K | 15.00% |
| SCHAUER GROUP INC3 Filed as: SCHAUER GROUP INCORPORATED | 200 MARKET AVENUE NORTH SUITE 100 CANTON, OH 44702 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $971 | — | $971 | 10.00% |
| DMC BENEFITS INC3 | 1485 PRINCE CHARLES AVENUE WESTLAKE, OH 44145 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $680 | $680 | 7.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 118 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 119 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | MEDICAL MUTUAL | 94 | $779K |
| Dental | HUMANA INSURANCE COMPANY | 103 | $57K |
| Vision | HUMANA INSURANCE COMPANY | 103 | $57K |
| Life insurance(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 119 | $23K |
| Long-term disability | SUN LIFE ASSURANCE COMPANY OF CANADA | 42 | $15K |
| Other(3 contracts, 2 carriers) | SUN LIFE ASSURANCE COMPANY OF CANADA | 119 | $37K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 119 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.