| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| LOCKTON COMPANIES, LLC3 | 717 N. HARWOOD ST, STE 2500 DALLAS, TX 75201 | UNION SECURITY INSURANCE COMPANY | $3K | — | $3K | 13.75% |
| GREG KOZAKIS3 | 2100 ROSS AVE STE 1200 DALLAS, TX 75201 | UNION SECURITY INSURANCE COMPANY | — | $700 | $700 | 3.06% |
| HIGGINBOTHAM INS AGENCY INC3 Filed as: HIGGINBOTHAM INSURANCE AGENCY | 500 W 13TH ST FORT WORTH, TX 76102 | TRANSAMERICA LIFE INSURANCE CORPORATION | $622 | — | $622 | 3.96% |
| LOCKTON COMPANIES, LLC3 | 717 N HARWOOD ST. STE 2500 DALLAS, TX 75201 | TRANSAMERICA LIFE INSURANCE CORPORATION | $443 | — | $443 | 2.82% |
| MICHAEL K PARKS3 | PO BOX 908 FORT WORTH, TX 76101 | TRANSAMERICA LIFE INSURANCE CORPORATION | $326 | — | $326 | 2.08% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 754 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 754 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision | NATIONAL GUARDIAN LIFE INSURANCE COMPANY | 1,598 | $94K |
| Life insurance | RELIANCE STANDARD LIFE INSURANCE COMPANY | 886 | $635K |
| Long-term disability | RELIANCE STANDARD LIFE INSURANCE COMPANY | 886 | $635K |
| Other(3 contracts, 3 carriers) | RELIANCE STANDARD LIFE INSURANCE COMPANY | 886 | $674K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,598 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.