| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| DIGITAL INSURANCE LLC3 | 200 GALLERIA PARKWAY SUITE 1950 ATLANTA, GA 30339 | COMMUNITY INSURANCE COMPANY | $24K | — | $24K | 1.90% |
| ENROLLEASE3 Filed as: ONEDIGITAL EXPRESSLINK LLC | 4200 ROCKSIDE ROAD SUITE 103 CLEVELAND, OH 44131 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | — | $2K | 5.19% |
| ENROLLEASE3 Filed as: ONEDIGITAL EXPRESSLINK LLC | 4200 ROCKSIDE ROAD SUITE 103 CLEVELAND, OH 44131 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $3K | — | $3K | 9.52% |
| DIGITAL INSURANCE LLC3 | 3912 SUNFOREST COURT TOLEDO, OH 43623 | AFLAC | $5K | — | $5K | 14.44% |
| AARON ANSPACH LLC3 Filed as: AARON ANSPACH | 21397 LEHMAN ROAD DELPHOS, OH 45833 | AFLAC | $96 | — | $96 | 0.31% |
| TJH CONSULTANTS LLC3 | 25144 ROCKY HARBOUR DRIVE PERRYSBURG, OH 43551 | AFLAC | $51 | $27 | $78 | 0.25% |
| THOMAS J HOUSER3 | 25144 ROCKY HARBOUR DRIVE PERRYSBURG, OH 43551 | AFLAC | $40 | $24 | $64 | 0.21% |
| MELISSA R TRENTMAN3 Filed as: MELISSA RENEE TRENTMAN | 9472 STATE ROUTE 66 DELPHOS, OH 45833 | AFLAC | $51 | — | $51 | 0.16% |
| GARY METER3 | 14366 STATE ROUTE 111 DEFIANCE, OH 43512 | AFLAC | $16 | — | $16 | 0.05% |
| KEVIN W LAWSON3 | 2823 PROVINCETOWNE DRIVE TOLEDO, OH 43613 | AFLAC | $8 | — | $8 | 0.03% |
| BRUCE MEYER3 | 10800 WINCHCOMBE DRIVE DUBLIN, OH 43016 | AFLAC | $1 | — | $1 | 0.00% |
| ENROLLEASE3 Filed as: ONEDIGITAL EXPRESSLINK LLC | 4200 ROCKSIDE ROAD SUITE 103 CLEVELAND, OH 44131 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | — | $2K | 15.00% |
| ENROLLEASE3 Filed as: ONEDIGITAL EXPRESSLINK LLC | 4200 ROCKSIDE ROAD SUITE 103 CLEVELAND, OH 44131 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $951 | — | $951 | 8.26% |
| ENROLLEASE3 Filed as: ONEDIGITAL EXPRESSLINK LLC | 4200 ROCKSIDE ROAD SUITE 103 CLEVELAND, OH 44131 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $1K | — | $1K | 15.00% |
| ENROLLEASE3 Filed as: ONEDIGITAL EXPRESSLINK LLC | 4200 ROCKSIDE ROAD SUITE 103 CLEVELAND, OH 44131 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $458 | — | $458 | 10.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 111 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 1 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 113 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | COMMUNITY INSURANCE COMPANY | 100 | $1.3M |
| Dental | UNITED OF OMAHA LIFE INSURANCE COMPANY | 98 | $47K |
| Vision | UNITED OF OMAHA LIFE INSURANCE COMPANY | 91 | $12K |
| Life insurance | UNITED OF OMAHA LIFE INSURANCE COMPANY | 111 | $5K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 111 | $33K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 59 | $7K |
| Other(3 contracts, 2 carriers) | AFLAC | 111 | $49K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 111 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.