| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HUNTINGTON INSURANCE INC3 | 37 W BROAD ST FL 7 COLUMBUS, OH 43215 | PRINCIPAL LIFE INSURANCE COMPANY | $9K | $128 | $9K | 5.99% |
| KATHERINE ROSE LANG3 | 21617 HALWORTH RD BEACHWOOD, OH 44122 | AFLAC | $698 | $2K | $3K | 5.38% |
| HUNTINGTON INSURANCE INC3 | 37 W BROAD ST STE 1100 COLUMBUS, OH 43215 | AFLAC | $2K | — | $2K | 4.07% |
| PAUL D QUILLIN3 | 3144 MEANDERWOOD DR CANFIELD, OH 44406 | AFLAC | $167 | $400 | $567 | 1.21% |
| AMANDA C LONG3 | 107 HIDDEN OAK DR MARS, PA 16046 | AFLAC | $106 | $402 | $508 | 1.08% |
| MICHELLE L DAVIS3 Filed as: MICHELLE DAVIS | 68 CHELMSFORD DR AURORA, OH 44202 | AFLAC | $67 | $176 | $243 | 0.52% |
| MICHAEL K MARVILLE3 Filed as: MICHAEL KEITA MARVILLE | 7675 BROOKGATE WAY NORTHFIELD, OH 44067 | AFLAC | $215 | — | $215 | 0.46% |
| MICHAEL K MARVILLE3 | 7675 BROOKGATE WAY NORTHFIELD, OH 44067 | AFLAC | $10 | — | $10 | 0.02% |
| TERRI PEASE3 | 567 SAGUARO PL BARBERTON, OH 44203 | AFLAC | — | $1 | $1 | 0.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 187 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 187 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | AETNA LIFE INSURANCE CO. | 250 | $1.3M |
| Dental | PRINCIPAL LIFE INSURANCE COMPANY | 332 | $149K |
| Vision | PRINCIPAL LIFE INSURANCE COMPANY | 332 | $149K |
| Life insurance | PRINCIPAL LIFE INSURANCE COMPANY | 332 | $149K |
| Short-term disability | PRINCIPAL LIFE INSURANCE COMPANY | 332 | $149K |
| Other | AFLAC | 67 | $47K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 332 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.