| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ASHLEY INSURANCE GROUP3 | 1645 INDIAN WOOD CIRCLE SUITE 203 MAUMEE, OH 43537 | MEDICAL MUTUAL OF OHIO | $36K | $6K | $42K | 13.79% |
| ASHLEY INSURANCE GROUP3 Filed as: ASHLEY INSURANCE GROUP LTD | 1645 INDIAN WOOD CIRCLE SUITE 203 MAUMEE, OH 43537 | CONTINENTAL AMERICAN INSURANCE COMPANY | $16K | — | $16K | 15.61% |
| RUBLE & ASSOCIATES LLC3 | 3769 PROSPECT ROAD NEW LONDON, OH 44851 | CONTINENTAL AMERICAN INSURANCE COMPANY | $6K | — | $6K | 5.76% |
| JAMES LOCKWOOD3 | 134 WEST SOUTH BOUNDARY STREET SUITE A PERRYSBURG, OH 43551 | CONTINENTAL AMERICAN INSURANCE COMPANY | $3K | — | $3K | 2.96% |
| RUBLE & ASSOCIATES LLC3 | 3769 PROSPECT ROAD NEW LONDON, OH 44851 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2K | — | $2K | 2.38% |
| MELISSA R TRENTMAN3 | 9472 STATE ROUTE 66 DEPLHOS, OH 45833 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2K | — | $2K | 1.66% |
| AMY HILT3 Filed as: AMY J HILT | 1535 COUNTY ROAD 14 GIBSONBURG, OH 43431 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1K | — | $1K | 1.29% |
| ANTHONY JOSEPH MOTTER3 Filed as: ANTHONY J MOTTER | 2268 MCKINLEY DRIVE PERRYSBURG, OH 43551 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1K | — | $1K | 1.16% |
| DAVID N MULLINS JR3 | 1437 ROYALTON ROAD TOLEDO, OH 43612 | CONTINENTAL AMERICAN INSURANCE COMPANY | $243 | — | $243 | 0.23% |
| CHARLES POLIZANO3 | 387 RUTLEDGE COURT PERRYSBURG, OH 43551 | CONTINENTAL AMERICAN INSURANCE COMPANY | $181 | — | $181 | 0.17% |
| HYLANT GROUP INC3 Filed as: HYLANT GROUP, INC. | 2401 WEST BIG BEAVER ROAD SUITE 400 TROY, MI 48084 | CONTINENTAL AMERICAN INSURANCE COMPANY | $49 | — | $49 | 0.05% |
| CHADUM J OCHS3 | 323 JACKSON STREET FREMONT, OH 43420 | CONTINENTAL AMERICAN INSURANCE COMPANY | $49 | — | $49 | 0.05% |
| ASHLEY INSURANCE GROUP3 Filed as: ASHLEY INSURANCE GROUP LTD | 165 JACKSON STREET SANDUSKY, OH 44870 | PRINCIPAL LIFE INSURANCE COMPANY | $10K | $2K | $12K | 13.79% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 323 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 323 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | PRINCIPAL LIFE INSURANCE COMPANY | 323 | $85K |
| Long-term disability | PRINCIPAL LIFE INSURANCE COMPANY | 323 | $85K |
| Stop-loss / reinsurancereinsurance | MEDICAL MUTUAL OF OHIO | 236 | $302K |
| Other(5 contracts, 5 carriers) | CONTINENTAL AMERICAN INSURANCE COMPANY | 323 | $197K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 323 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.