| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN AND BROWN OF OHIO | 360 THREE MEADOWS DRIVE PERRYSBURG, OH 43551 | COMMUNITY INSURANCE COMPANY | $18K | $0 | $18K | 3.43% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN AND BROWN OF OHIO, LLC | 360 THREE MEADOWS DRIVE PERRYSBURG, OH 43551 | BLUE CARE NETWORK OF MICHIGAN | $20K | $0 | $20K | 3.94% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN AND BROWN OF OHIO, LLC | 360 THREE MEADOWS DR PERRYSBURG, OH 43551 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $8K | $2K | $10K | 12.52% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN AND BROWN OF OHIO, LLC | 360 THREE MEADOWS DR PERRYSBURG, OH 43551 | VISION SERVICE PLAN | $1K | $0 | $1K | 4.57% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN AND BROWN OF OHIO, LLC | 360 THREE MEADOWS DR PERRYSBURG, OH 43551 | HARTFORD LIFE AND ACCIDENT | $4K | $30 | $4K | 12.78% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN AND BROWN OF OHIO, LLC | 360 THREE MEADOWS DR PERRYSBURG, OH 43551 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $1K | $461 | $2K | 20.35% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN AND BROWN OF OHIO LLC | 360 THREE MEADOWS DR PERRYSBURG, OH 43551 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $409 | $339 | $748 | 18.28% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 331 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 331 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | COMMUNITY INSURANCE COMPANY | 122 | $1.0M |
| Dental | UNITED OF OMAHA LIFE INSURANCE COMPANY | 26 | $76K |
| Vision | VISION SERVICE PLAN | 152 | $32K |
| Life insurance | HARTFORD LIFE AND ACCIDENT | 331 | $29K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 6 | $4K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 6 | $9K |
| Prescription drug | BLUE CARE NETWORK OF MICHIGAN | 122 | $513K |
| Other | HARTFORD LIFE AND ACCIDENT | 331 | $29K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 331 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.