See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 6 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 19 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| LUMINARE HEALTH BENEFITS INC EIN 35-1846036 NONE | Claims processing; Plan Administrator; Other services Service code 12 | 400 FIELD DRIVE LAKE FOREST, IL 60045 | $201K |
| PARKVIEW HEALTH PLAN SERVICES EIN 35-2064353 NONE | Other services; Claims processing Service code 12 | 1450 PRODUCTION RD FORT WAYNE, IN 46808 | $32K |
| VISION SERVICE PLAN EIN 06-1227840 NONE | Claims processing; Other services Service code 12 | 3333 WAULITY DRIVE RANCHO CORDOVA, CA 95670 | $24K |
| MULTIPLAN INC EIN 13-3068979 NONE | Other services; Claims processing; Plan Administrator Service code 12 | 115 5TH AVE FL 7 NEW YORK, NY 10003 | $9K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 623 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 623 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(4 contracts, 3 carriers) | TOKIO MARINE HCC | 501 | $667K |
| Dental | TOKIO MARINE HCC | 501 | $511K |
| Vision | TOKIO MARINE HCC | 501 | $511K |
| Life insurance(2 contracts, 2 carriers) | ASSURITY LIFE INSURANCE COMPANY | 623 | $310K |
| Short-term disability | TOKIO MARINE HCC | 501 | $511K |
| Long-term disability | ASSURITY LIFE INSURANCE COMPANY | 527 | $190K |
| Prescription drug | TOKIO MARINE HCC | 501 | $511K |
| Stop-loss / reinsurancereinsurance(2 contracts, 2 carriers) | TOKIO MARINE HCC | 527 | $700K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 623 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from the prior filing. The plan is willing to move. Re-pitch on the next cycle.
The primary broker changed. The plan may take a second-look pitch.
Broker compensation exceeds 5% of premium. This is either a small-plan minimum fee or an inefficient broker structure open to a counter-bid.
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan is either richly funded or stuck with a bad rate.