| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| GDK & COMPANY3 | 5771 MAYFAIR RD NORTH CANTON, OH 44720 | AULTCARE INSURANCE COMPANY | $51K | — | $51K | 2.50% |
| GREENWALD UNDERWRITING ASSOCIATES3 | 5771 MAYFAIR RD NORTH CANTON, OH 44720 | GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $9K | — | $9K | 5.53% |
| GREENWALD UNDERWRITING ASSOCIATES3 | 5771 MAYFAIR RD NORTH CANTON, OH 44720 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $3K | — | $3K | 6.66% |
| M FINANCIAL HOLDINGS INC3 | 1125 NW COUCH STREET STE 900 PORTLAND, OR 97209 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $148 | — | $148 | 0.34% |
| GREENWALD UNDERWRITING ASSOCIATES3 | 5771 MAYFAIR RD NORTH CANTON, OH 44720 | MWG ADMINISTRATORS | $20K | — | $20K | 47.62% |
| BROKERNET INC3 Filed as: BROKERNET, INC | 110 NORTHWOODS BLVD., STE. C COLUMBUS, OH 43235 | MWG ADMINISTRATORS | $12K | — | $12K | 28.57% |
| MWL3 | P O BOX 14067 JACKSON, MS 392364067 | MWG ADMINISTRATORS | $10K | — | $10K | 23.81% |
| GREENWALD UNDERWRITING ASSOCIATES | 5771 MAYFAIR RD NORTH CANTON, OH 44720 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $2K | — | $2K | 8.10% |
| M FINANCIAL HOLDINGS INC | 1125 NW COUCH STREET STE 900 PORTLAND, OR 97209 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $0 | — | $0 | 0.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 382 | Currently employed and enrolled or eligible. |
| Retired/separated still eligible | 1 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 383 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | AULTCARE INSURANCE COMPANY | 379 | $2.1M |
| Dental | GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 392 | $160K |
| Vision | GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 392 | $160K |
| Life insurance(3 contracts, 3 carriers) | GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 392 | $231K |
| Short-term disability(2 contracts, 2 carriers) | GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 392 | $201K |
| Long-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 99 | $26K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 392 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.