| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ENROLLEASE3 Filed as: ONEDIGITAL EXPRESSLINK LLC | 4200 ROCKSIDE ROAD SUITE 300 INDEPENDENCE, OH 44131 | MEDICAL MUTUAL | $42K | $19K | $61K | 4.31% |
| DIGITAL INSURANCE LLC3 | 200 GALLERIA PARKWAY SOUTHEAST SUITE 1950 ATLANTA, GA 30339 | PRINCIPAL LIFE INSURANCE COMPANY | $35K | $15K | $51K | 13.88% |
| ENROLLEASE3 Filed as: ONEDIGITAL EXPRESSLINK LLC | 4200 ROCKSIDE ROAD SUITE 300 CLEVELAND, OH 44131 | PRINCIPAL LIFE INSURANCE COMPANY | — | $13K | $13K | 3.49% |
| ENROLLEASE3 Filed as: ONEDIGITAL PREMIER SERVICES | 400 BERWYN PARK SUITE 200 BERWYN, PA 19312 | PRINCIPAL LIFE INSURANCE COMPANY | — | $5K | $5K | 1.26% |
| DIGITAL INSURANCE LLC3 | 200 GALLERIA PARKWAY SOUTHEAST SUITE 1950 ATLANTA, GA 30339 | CONTINENTAL AMERICAN INSURANCE COMPANY | $10K | — | $10K | 42.36% |
| KATHERINE ROSE LANG3 | 21617 HALWORTH ROAD SHAKER HEIGHTS, OH 44122 | CONTINENTAL AMERICAN INSURANCE COMPANY | $215 | — | $215 | 0.87% |
| TJH CONSULTANTS LLC3 | 25144 ROCKY HARBOUR DRIVE PERRYSBURG, OH 43551 | CONTINENTAL AMERICAN INSURANCE COMPANY | $77 | — | $77 | 0.31% |
| MICHAEL K MARVILLE3 Filed as: MICHAEL KEITA MARVILLE | 3850 EAST ANTISDALE ROAD SOUTH EUCLID, OH 44118 | CONTINENTAL AMERICAN INSURANCE COMPANY | $60 | — | $60 | 0.24% |
| CHARLES HUGH MACKAY3 | 2383 SOUTH MAIN STREET AKRON, OH 44319 | CONTINENTAL AMERICAN INSURANCE COMPANY | $49 | — | $49 | 0.20% |
| PAUL D QUILLIN3 Filed as: PAUL QUILLIN | 3144 MEANDERWOOD DRIVE CANFIELD, OH 44406 | CONTINENTAL AMERICAN INSURANCE COMPANY | $34 | — | $34 | 0.14% |
| A C LONG & ASSOCIATES INC3 | 1113 MEDINA ROAD SUITE 500 MEDINA, OH 44256 | CONTINENTAL AMERICAN INSURANCE COMPANY | $20 | — | $20 | 0.08% |
| MICHELLE L DAVIS3 Filed as: MICHELLE DAVIS | 1220 AURORA ROAD UNIT B AURORA, OH 44202 | CONTINENTAL AMERICAN INSURANCE COMPANY | $8 | — | $8 | 0.03% |
| SHAWN HEITNER3 | 3602 GLENCAIRN ROAD SHAKER HEIGHTS, OH 44122 | CONTINENTAL AMERICAN INSURANCE COMPANY | $7 | — | $7 | 0.03% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 293 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 4 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 6 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 303 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | MEDICAL MUTUAL | 138 | $1.4M |
| Dental | PRINCIPAL LIFE INSURANCE COMPANY | 293 | $365K |
| Vision | PRINCIPAL LIFE INSURANCE COMPANY | 293 | $365K |
| Life insurance | PRINCIPAL LIFE INSURANCE COMPANY | 293 | $365K |
| Short-term disability | PRINCIPAL LIFE INSURANCE COMPANY | 293 | $365K |
| Long-term disability | PRINCIPAL LIFE INSURANCE COMPANY | 293 | $365K |
| Prescription drug | MEDICAL MUTUAL | 138 | $1.4M |
| Other(2 contracts, 2 carriers) | PRINCIPAL LIFE INSURANCE COMPANY | 293 | $390K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 293 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.