| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HYLANT GROUP INC3 Filed as: HYLANT GROUP | 811 MADISON AVENUE TOLEDO, OH 43604 | MEDICAL MUTUAL | $47K | $31K | $78K | 3.88% |
| HYLANT GROUP INC3 | 811 MADISON AVENUE TOLEDO, OH 43604 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $5K | — | $5K | 15.00% |
| CENTRO BENEFITS RESEARCH LLC3 | 325 NORTH KIRKWOOD ROAD SUITE 300 KIRKWOOD, MO 63122 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $2K | — | $2K | 4.50% |
| HYLANT GROUP INC3 | 811 MADISON AVENUE TOLEDO, OH 43604 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $960 | — | $960 | 4.95% |
| ACCRETIVE ENROLLMENT SVCS LLC3 | 27064 OAKMEAD PERRYSBURG, OH 43551 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $174 | — | $174 | 0.90% |
| FISHCO INC3 | 227 NORTH LYNN STREET BRYAN, OH 43506 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $134 | — | $134 | 0.69% |
| HYLANT GROUP INC3 | 811 MADISON AVENUE TOLEDO, OH 43604 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $2K | — | $2K | 10.00% |
| CENTRO BENEFITS RESEARCH LLC3 | 325 NORTH KIRKWOOD ROAD SUITE 300 KIRKWOOD, MO 63122 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $799 | — | $799 | 4.50% |
| HYLANT GROUP INC3 Filed as: HYLANT GROUP, INC. | 811 MADISON AVENUE TOLEDO, OH 43604 | VISION SERVICE PLAN | $888 | — | $888 | 5.86% |
| HYLANT GROUP INC3 | 811 MADISON AVENUE TOLEDO, OH 43604 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $2K | — | $2K | 16.79% |
| ACCRETIVE ENROLLMENT SVCS LLC3 | 27064 OAKMEAD PERRYSBURG, OH 43551 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $205 | — | $205 | 1.80% |
| FISHCO INC3 | 227 NORTH LYNN STREET BRYAN, OH 43506 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $151 | — | $151 | 1.33% |
| HYLANT GROUP INC3 | 811 MADISON AVENUE TOLEDO, OH 43604 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $553 | — | $553 | 15.01% |
| CENTRO BENEFITS RESEARCH LLC3 | 325 NORTH KIRKWOOD ROAD SUITE 300 KIRKWOOD, MO 63122 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $165 | — | $165 | 4.48% |
| HYLANT GROUP INC3 | 811 MADISON AVENUE TOLEDO, OH 43604 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $272 | — | $272 | 14.98% |
| CENTRO BENEFITS RESEARCH LLC3 | 811 MADISON AVENUE TOLEDO, OH 43604 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $80 | — | $80 | 4.41% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 178 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 1 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 180 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | MEDICAL MUTUAL | 140 | $2.0M |
| Dental(2 contracts, 2 carriers) | MEDICAL MUTUAL | 140 | $2.1M |
| Vision | VISION SERVICE PLAN | 110 | $15K |
| Life insurance | LIFE INSURANCE COMPANY OF NORTH AMERICA | 178 | $34K |
| Short-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 178 | $18K |
| Long-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 10 | $2K |
| Prescription drug | MEDICAL MUTUAL | 140 | $2.0M |
| Other(4 contracts, 2 carriers) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 178 | $68K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 178 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.