| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HUNTINGTON INSURANCE - MILLERSBURG3 Filed as: HUTINGTON INSURANCE | 37 WEST BROAD STREET 7TH FLOOR COLUMBUS, OH 43215 | MEDICAL MUTUAL | — | $12K | $12K | 1.00% |
| HUNTINGTON INSURANCE INC3 | PCG INSURANCE COLUMBUS, OH 43260 | METROPOLITAN LIFE INSURANCE COMPNY | $8K | — | $8K | 10.90% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| MEDICAL MUTUAL SERVICES EIN 34-1922587 NOT APPLICABLE | Claims processing; Direct payment from the plan Service code 12 | — | $345K |
| HUNTINGTON INSURANCE NOT APPLICABLE | Direct payment from the plan; Insurance brokerage commissions and fees; Insurance agents and brokers Service code 22 | 1695 INDIAN WOOD CIRCLE MAUMEE, OH 43537 | $90K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,236 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 265 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,501 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | MEDICAL MUTUAL | 804 | $1.2M |
| Dental | DELTA DENTAL OF OHIO | 1,637 | $591K |
| Vision | METROPOLITAN LIFE INSURANCE COMPNY | 1,367 | $73K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,637 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.