See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 4 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 2 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| SJS INVESTMENT CONSULTING, INC. EIN 34-1803756 NONE | Investment advisory (plan); Custodial (other than securities); Direct payment from the plan Service code 18 | — | $107K |
| HIGHLAND CONSULTING EIN 34-1753575 NONE | Consulting (pension); Direct payment from the plan; Investment advisory (plan) Service code 17 | — | $46K |
| FINDLEY, INC. EIN 34-1213174 NONE | Recordkeeping and information management (computing, tabulating, data processing, etc.); Direct payment from the plan; Consulting (pension) Service code 15 | — | $40K |
| MATRIX FINANCIAL SOLUTIONS EIN 20-1591048 TRUSTEE | Direct payment from the plan; Shareholder servicing fees; Float revenue; Trustee (bank, trust company, or similar financial institution); Custodial (securities) Service code 19 | — | $35K |
| ACADIAN ASSET MANAGEMENT LLC NONE | Consulting (pension); Direct payment from the plan; Investment management Service code 17 | 260 FRANKLIN STREET BOSTON, MA 02110 | $20K |
| DAVENPORT, HANF & COMPANY, LLC EIN 41-2173760 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $9K |
| APPLE GROWTH PARTNERS EIN 34-1082617 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $8K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 492 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 484 | Vested but not currently using benefits. |
| Beneficiaries receiving benefits | 0 | Spouses or dependents with eligibility independent of the participant. |
| Total participants (= "Plan participants" tile) | 976 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance(4 contracts, 4 carriers) | AMERITAS LIFE INSURANCE CO. | 2 | $22K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary broker changed. The plan may take a second-look pitch.
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan is either richly funded or stuck with a bad rate.