| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| CORPORATE PLANS, LLC3 | 22901 MILLCREEK BLVD BEACHWOOD, OH 44122 | DELTA DENTAL OF OHIO | $0 | — | $0 | 0.00% |
| CORPORATE PLANS, LLC3 | 22901 MILLCREEK BLVD STE 160 HIGHLAND HILLS, OH 44122 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $5K | — | $5K | 4.73% |
| CORPORATE PLANS, LLC3 Filed as: CORPORATE PLANS INC. | 23825 COMMERCE PARK STE A BEACHWOOD, OH 44122 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $967 | $967 | 1.00% |
| NATIONAL BENEFIT CENTER3 | 3700 PARK EAST DR STE 350 BEACHWOOD, OH 44122 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $828 | $828 | 0.86% |
| CORPORATE PLANS, LLC3 | 23825 COMMERCE PARK STE A BEACHWOOD, OH 44122 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $458 | $458 | 1.09% |
| NATIONAL BENEFIT CENTER3 | 3700 PARK EAST DR STE 350 BEACHWOOD, OH 44122 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $392 | $392 | 0.93% |
| CORPORATE PLANS, LLC3 Filed as: CORPORATE PLANS LLC | 22901 MILLCREEK BLVD STE 160 HIGHLAND HILLS, OH 44122 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $4K | — | $4K | 13.00% |
| CORPORATE PLANS, LLC3 | 23825 COMMERCE PARK STE A BEACHWOOD, OH 44122 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $459 | $459 | 1.49% |
| NATIONAL BENEFIT CENTER3 | 3700 PARK EAST DR STE 350 BEACHWOOD, OH 44122 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $393 | $393 | 1.28% |
| CORPORATE PLANS, LLC3 | 22901 MILLCREEK BLVD STE 160 HIGHLAND HILLS, OH 44122 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $5K | — | $5K | 22.93% |
| CORPORATE PLANS, LLC3 Filed as: CORPORATE PLANS LLC | 22901 MILLCREEK BLVD STE 160 HIGHLAND HILLS, OH 44122 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | — | $2K | 13.00% |
| CORPORATE PLANS, LLC3 | 23825 COMMERCE PARK STE A BEACHWOOD, OH 44122 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $211 | $211 | 1.33% |
| NATIONAL BENEFIT CENTER3 | 3700 PARK EAST DR STE 350 BEACHWOOD, OH 44122 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $181 | $181 | 1.14% |
| CORPORATE PLANS, LLC3 Filed as: CORPORATE PLANS INC. | 22901 MILLCREEK BLVD STE 160 HIGHLAND HILLS, OH 44122 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $1K | — | $1K | 13.00% |
| CORPORATE PLANS, LLC3 | 23825 COMMERCE PARK STE A BEACHWOOD, OH 44122 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $137 | $137 | 1.56% |
| NATIONAL BENEFIT CENTER3 | 3700 PARK EAST DR STE 350 BEACHWOOD, OH 44122 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $118 | $118 | 1.35% |
| CORPORATE PLANS, LLC3 | 22901 MILLCREEK BLVD STE 160 HIGHLAND HILLS, OH 44122 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $686 | — | $686 | 14.99% |
| CORPORATE PLANS, LLC3 | 23825 COMMERCE PARK STE A BEACHWOOD, OH 44122 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $46 | $46 | 1.01% |
| NATIONAL BENEFIT CENTER3 | 3700 PARK EAST DR STE 350 BEACHWOOD, OH 44122 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $39 | $39 | 0.85% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 321 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 321 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | MEDICAL MUTUAL | 245 | $3.9M |
| Dental | DELTA DENTAL OF OHIO | 388 | $106K |
| Life insurance | UNITED OF OMAHA LIFE INSURANCE COMPANY | 362 | $42K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 275 | $97K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 78 | $20K |
| Prescription drug | MEDICAL MUTUAL | 245 | $3.9M |
| Other(5 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 362 | $102K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 388 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.