See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 5 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 1 broker row. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| OPTUMRX, INC. EIN 33-0441200 NONE | Other fees; Claims processing; Direct payment from the plan; Float revenue Service code 12 | — | $9.1M |
| CIGNA HEALTH AND LIFE INSURANCE CO. EIN 59-1031071 NONE | Contract Administrator; Claims processing; Non-monetary compensation; Direct payment from the plan; Participant communication; Float revenue; Other services Service code 12 | — | $2.3M |
| CLEVELAND BAKERS & TEAMSTERS H&W FD EIN 34-0753693 VARIOUS EMPLOYEES | Employee (plan sponsor) Service code 35 | — | $697K |
| LIVE HEALTHIER EIN 47-2516714 NONE | Consulting fees; Accounting (including auditing) Service code 10 | — | $695K |
| MORELAND PARTNERS EIN 47-1044572 NONE | Other services Service code 49 | — | $196K |
| JAMES B. OSWALD COMPANY EIN 34-0445620 NONE | Other services Service code 49 | — | $175K |
| DELTA DENTAL OF OHIO EIN 31-0685339 NONE | Claims processing Service code 12 | — | $151K |
| FAULKNER, HOFFMAN & PHILLIPS EIN 45-1540483 NONE | Legal Service code 29 | — | $107K |
| WESTERN ASSET EIN 04-3404987 NONE | Investment management Service code 28 | — | $89K |
| RX BENEFITS EIN 63-1157085 NONE | Other services Service code 49 | — | $82K |
| LITTLER MENDELSON EIN 94-2602731 NONE | Legal Service code 29 | — | $78K |
| RSM US LLP EIN 42-0714325 NONE | Accounting (including auditing) Service code 10 | — | $78K |
| GALLAGHER FIDUCIARY ADVISORS EIN 26-0516431 NONE | Investment advisory (plan) Service code 27 | — | $63K |
| LSV ASSET MANAGEMENT EIN 23-2772200 NONE | Investment management Service code 28 | — | $54K |
| HEALTHENTIC, INC. EIN 26-3285791 NONE | Other services Service code 49 | — | $47K |
| NATIONAL VISION ADMIN EIN 74-3033381 NONE | Claims processing Service code 12 | — | $32K |
| QWESTCOM EIN 34-1959482 NONE | Direct payment from the plan; Other services Service code 49 | — | $24K |
| SANDRA HEALTH & ASSOCIATES EIN 34-1816732 NONE | Other services Service code 49 | — | $19K |
| BLACKROCK INSTITUTIONAL TRUST EIN 94-3112180 NONE | Investment management Service code 28 | — | $18K |
| TODD ASSOCIATES EIN 34-0727780 NONE | Insurance agents and brokers Service code 22 | — | $16K |
| BNY MELLON ASSET SERVICING EIN 13-5160382 NONE | Custodial (securities) Service code 19 | — | $14K |
| INTEGRATED CORPORATE HEALTH EIN 26-2835669 NONE | Other services Service code 49 | — | $13K |
| CINCINNATI INSURANCE EIN 31-0542366 NONE | Insurance services Service code 23 | — | $10K |
| NATIONAL LABOR BENEFITS EIN 47-5150143 NONE | Other services Service code 49 | — | $10K |
| ACUITY EIN 39-0491540 NONE | Insurance agents and brokers Service code 22 | — | $6K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 4,055 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2,684 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 6,739 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 3 carriers) | MEDICAL MUTUAL OF OHIO | 4,432 | $8.5M |
| Life insurance | CONSUMERS LIFE INSURANCE COMPANY | 3,834 | $2.3M |
| Short-term disability | CONSUMERS LIFE INSURANCE COMPANY | 3,834 | $2.3M |
| Long-term disability | SUN LIFE ASSURANCE COMPANY OF CANADA | 39 | $9K |
| Prescription drug(2 contracts, 2 carriers) | MEDICAL MUTUAL OF OHIO | 4,432 | $8.4M |
| Stop-loss / reinsurancereinsurance | MEDICAL MUTUAL OF OHIO | 4,432 | $4.7M |
| Other(2 contracts, 2 carriers) | MEDICAL MUTUAL OF OHIO | 4,432 | $7.0M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 4,432 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan is either richly funded or stuck with a bad rate.