See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 2 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 2 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| ANTHEM EIN 31-1440175 NONE | Contract Administrator Service code 13 | — | $522K |
| BENESYS, INC EIN 38-2383171 NONE | Insurance brokerage commissions and fees; Other services; Direct payment from the plan; Contract Administrator Service code 13 | — | $410K |
| JOHNSON & KROL LLC EIN 36-4342024 NONE | Legal; Direct payment from the plan Service code 29 | — | $69K |
| ENVISION PHARMACEUTICAL SERVICES NONE | Contract Administrator Service code 13 | 2181 E. AURORA RD, STE 201 TWINSBURG, OH 44087 | $64K |
| HORIZON ACTUARIAL SERVICES EIN 26-1370698 NONE | Actuarial; Direct payment from the plan Service code 11 | — | $56K |
| HEALTH DESIGN ENTERPRISES EIN 38-3607439 NONE | Other services Service code 49 | — | $50K |
| AMERICAN GRAPHICS PRINTING CO EIN 38-2090931 NONE | Copying and duplicating; Direct payment from the plan Service code 36 | — | $48K |
| SMW LOCAL 33 BENEFIT FUNDS, INC EIN 34-1398805 NONE | Other services Service code 49 | — | $43K |
| MORGAN STANLEY GLOBAL BANKING EIN 20-8764829 NONE | Other investment fees and expenses; Investment management fees paid indirectly by plan; Soft dollars commissions; Investment management fees paid directly by plan; Trustee (bank, trust company, or similar financial institution); Investment management Service code 21 | — | $35K |
| DELTA DENTAL NONE | Contract Administrator Service code 13 | P.O. BOX 633198 CINCINNATI, OH 45263 | $33K |
| BEHAVIOR MANAGEMENT ASSOCIATES EIN 34-1577268 NONE | Other services Service code 49 | — | $29K |
| BENESYS, INC. | Direct payment from the plan; Other services; Insurance brokerage commissions and fees; Contract Administrator Service code 13 | — | $22K |
| MACQUEEN INSURANCE GROUP EIN 20-0495393 NONE | Insurance brokerage commissions and fees Service code 53 | — | $16K |
| TRAMER, SHORE & ZWICK EIN 34-1736265 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $11K |
| CUNI, RUST & STRENK EIN 31-1227755 NONE | Direct payment from the plan; Actuarial Service code 11 | — | $10K |
| PHARMACY OUTCOMES SPECIALISTS EIN 36-4103243 NONE | Other services Service code 49 | — | $10K |
| KEYBANK NATIONAL ASSOCIATION NONE | Direct payment from the plan; Trustee (bank, trust company, or similar financial institution) Service code 21 | 127 PUBLIC SQUARE CLEVELAND, OH 44114 | $8K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,262 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 326 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 1,588 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | THE UNION LABOR LIFE INSURANCE COMPANY | 1,083 | $71K |
| Stop-loss / reinsurancereinsurance | FIDELITY SECURITY LIFE INSURANCE COMPANY | 1,316 | $667K |
| Other | THE UNION LABOR LIFE INSURANCE COMPANY | 1,083 | $71K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,316 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary broker changed. The plan may take a second-look pitch.
Broker compensation exceeds 5% of premium. This is either a small-plan minimum fee or an inefficient broker structure open to a counter-bid.
The top carrier holds over 85% of premium. A rate increase from that carrier moves the whole plan.