| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ALPHA BENEFITS INC3 Filed as: ALPHA BENEFITS INC. | 4200 ROCKSIDE RD., STE 300 CLEVELAND, OH 44131 | MEDICAL MUTUAL | $6K | $167 | $6K | 4.38% |
| DIGITAL INSURANCE LLC3 | 200 GALLERIA PKWY SE STE 1950 ATLANTA, GA 30339 | UNITED OF OMAHA LIFE INSURANCE | $2K | $2K | $4K | 17.86% |
| ALPHA BENEFITS INC3 | 4200 ROCKSIDE RD STE 300 CLEVELAND, OH 44131 | UNITED OF OMAHA LIFE INSURANCE | $1K | — | $1K | 4.40% |
| DIGITAL INSURANCE LLC3 | 200 GALLERIA PKWY SE STE 1950 ATLANTA, GA 30339 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | $1K | $3K | 18.08% |
| ALPHA BENEFITS INC3 | 4200 ROCKSIDE RD #300 INDEPENDENCE, OH 44131 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $697 | — | $697 | 4.25% |
| ENROLLEASE3 Filed as: ONEDIGITAL EXPRESSLINK LLC | 4400 EASTON COMMONS WAY, SUITE 125 COLUMBUS, OH 43219 | COMMUNITY INSURANCE COMPANY | $978 | — | $978 | 10.00% |
| 13 | — | COMMUNITY INSURANCE COMPANY | — | — | $0 | 0.00% |
| DIGITAL INSURANCE LLC3 | 200 GALLERIA PKWY SE STE 1950 ATLANTA, GA 30339 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $518 | $472 | $990 | 14.22% |
| ALPHA BENEFITS INC3 | 4200 ROCKSIDE RD #300 INDEPENDENCE, OH 44131 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $178 | — | $178 | 2.56% |
| DIGITAL INSURANCE LLC3 | 200 GALLERIA PKWY SE STE 1950 ATLANTA, GA 30339 | UNITED OF OMAHA LIFE INSURANCE | $741 | $524 | $1K | 18.24% |
| ALPHA BENEFITS INC3 | 4200 ROCKSIDE RD STE 103 CLEVELAND, OH 44131 | UNITED OF OMAHA LIFE INSURANCE | $300 | — | $300 | 4.33% |
| ALPHA BENEFITS GROUP INC3 Filed as: ALPHA BENEFITS AGENCY INC | 4200 ROCKSIDE RS STE 300 INDEPENDENCE, OH 44131 | UNITED HEALTHCARE INSURANCE COMPANY | $585 | — | $585 | 9.31% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 92 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 92 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 3 carriers) | COMMUNITY INSURANCE COMPANY | 72 | $741K |
| Dental | COMMUNITY INSURANCE COMPANY | 81 | $10K |
| Life insurance(2 contracts, 2 carriers) | UNITED OF OMAHA LIFE INSURANCE | 92 | $30K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 24 | $16K |
| Prescription drug | MEDICAL MUTUAL | 72 | $145K |
| Other(3 contracts, 2 carriers) | UNITED OF OMAHA LIFE INSURANCE | 92 | $37K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 92 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.