See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 49 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 22 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| UMR, INC. EIN 39-1995276 CLAIMS PROCESSING | Claims processing Service code 12 | — | $4.3M |
| CIGNA HEALTH & LIFE INSURANCE COMPA EIN 59-1031071 CLAIMS ADMIN. | Direct payment from the plan; Other services; Contract Administrator; Float revenue; Participant communication; Named fiduciary; Non-monetary compensation; Claims processing Service code 12 | — | $2.1M |
| GALLAGHER BENEFIT SERVICES EIN 36-4291971 BROKER | Other commissions Service code 55 | 2850 GOLF ROAD ROLLING MEADOWS, IL 60008 | $173K |
| UNUM LIFE INSURANCE COMPANY OF AMER EIN 01-0278678 ADMINISTRATIVE SERVICE | Contract Administrator Service code 13 | — | $123K |
| HARDEN & ASSOCIATES INC EIN 59-2142739 BROKER | Other commissions Service code 55 | 501 RIVERSIDE AVE STE 1000 JACKSONVILLE, FL 32202 | $86K |
| DELTA DENTAL OF OHIO EIN 31-0685339 BENEFIT ADMINISTRATOR | Contract Administrator; Claims processing Service code 12 | — | $66K |
| CIGNA HEALTH & LIFE INSURANCE CO | Participant communication; Direct payment from the plan; Contract Administrator; Claims processing; Named fiduciary; Non-monetary compensation; Other services; Float revenue Service code 12 | — | $0 |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 60,489 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 11,332 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 71,821 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 7,220 | $1.1M |
| Vision(24 contracts) | FIDELITY SECURITY LIFE INSURANCE COMPANY | 38,073 | $6.5M |
| Life insurance(4 contracts, 3 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 58,793 | $22.2M |
| Short-term disability(5 contracts, 3 carriers) | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | 1,645 | $293K |
| Long-term disability(9 contracts, 6 carriers) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 1,995 | $3.4M |
| Prescription drug | UNITED HEALTHCARE INSURANCE COMPANY | 69 | $34K |
| Stop-loss / reinsurancereinsurance(3 contracts, 3 carriers) | TOKIO MARINE - STEALTH PARTNER GROUP | 7,903 | $4.7M |
| Other(8 contracts, 7 carriers) | MEDMUTUAL LIFE INSURANCE COMPANY | 58,793 | $14.8M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 58,793 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.