See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 9 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 7 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| CVS PHARMACY INC CAREMARK EIN 05-0340626 CLAIMS PROCESSING | Claims processing Service code 12 | — | $25.4M |
| MEDICAL MUTUAL EIN 34-1922587 CLAIMS PROCESSING | Claims processing Service code 12 | — | $2.1M |
| LINCOLN NATIONAL LIFE INS CO EIN 35-0472300 CLAIMS PROCESSING | Claims processing Service code 12 | — | $334K |
| WILLIS TOWERS WATSON EIN 26-0775680 CLAIMS PROCESSOR | Claims processing Service code 12 | — | $23K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 6,644 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 682 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 7,326 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | GUARDIAN LIFE INSUR CO OF AMERICA | 1,534 | $851K |
| Dental | GUARDIAN LIFE INSURANCE COMPANY | 5,785 | $303K |
| Vision(2 contracts) | EYEMED VISION CARE | 8,667 | $882K |
| Life insurance(3 contracts, 2 carriers) | LINCOLN NATIONAL LIFE INS CO | 6,716 | $3.9M |
| Long-term disability | LINCOLN NATIONAL LIFE INS CO | 5,584 | $2.0M |
| Stop-loss / reinsurancereinsurance | MEDICAL MUTUAL OF OHIO | 5,065 | $327K |
| Other(3 contracts, 3 carriers) | LINCOLN NATIONAL LIFE INS CO | 6,716 | $2.5M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 8,667 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from the prior filing. The plan is willing to move. Re-pitch on the next cycle.