| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BROKERS ALLIANCE OF OHIO INC3 | 12 SHORES DRIVE YOUNGSTOWN, OH 44514 | COMMUNITY INSURANCE COMPANY | $32K | $2K | $33K | 3.45% |
| BROKERS ALLIANCE OF OHIO INC3 Filed as: BROKERS ALLIANCE OF OHIO, INC. | 12 SHORES DRIVE POLAND, OH 44514 | DELTA DENTAL OF OHIO | $6K | — | $6K | 9.12% |
| BRADLEY MELVIN3 | 2895 W CALLA RD CANFIELD, OH 44406 | AFLAC | $1K | $65 | $1K | 5.17% |
| USI INSURANCE SERVICES LLC3 | 312 ELM ST STE 2400 CINCINNATI, OH 45202 | AFLAC | $402 | — | $402 | 1.57% |
| BRADLEY KAUFFMAN3 | 315 GREEN RIDGE RD STE H1 NEW CASTLE, PA 16105 | AFLAC | $373 | — | $373 | 1.46% |
| LEWIS P AGNONE3 Filed as: LEWIS AGNONE | 360 EASTWOOD DR HUBBARD, OH 44425 | AFLAC | $231 | $13 | $244 | 0.95% |
| JUDY KAUFFMAN3 | PO BOX 135 NEW WILMINGTON, PA 16142 | AFLAC | $235 | — | $235 | 0.92% |
| LEON KOKAL3 | 10478 TOLLAND DR AURORA, OH 44202 | AFLAC | $158 | $2 | $160 | 0.62% |
| MICHAEL YOST3 | PO BOX 14218 POLAND, OH 44514 | AFLAC | $160 | — | $160 | 0.62% |
| THOMAS J HOUSER3 Filed as: THOMAS HOUSER | 2720 BRIARWOOD CT POLAND, OH 44514 | AFLAC | $140 | $11 | $151 | 0.59% |
| MICHAEL D EVANS JR3 Filed as: MICHAEL EVANS JR | 3199 SIOUX CONIFER RD WATERTOWN, SD 57201 | AFLAC | $131 | — | $131 | 0.51% |
| HARE AND ASSOCIATES LLC3 | 6324 TARTON FIELDS LN MASON, OH 45040 | AFLAC | $78 | $11 | $89 | 0.35% |
| GEORGE C MALINKY3 Filed as: GEORGE MALINKY | 7000 NEW RD YOUNGSTOWN, OH 44515 | AFLAC | $46 | — | $46 | 0.18% |
| ASSOCIATION GROUP INSURANCE AGENCY3 Filed as: ASSOCIATION GROUP INS AGCY | PO BOX 126 NILES, OH 44446 | AFLAC | $41 | — | $41 | 0.16% |
| MAKOWSKI INS AGCY INC3 | 9404 WOODCHIP LN BROADVIEW HTS, OH 44147 | AFLAC | $37 | $2 | $39 | 0.15% |
| BARBARA ROSARIO3 | 236 COREY DR GIBSONIA, PA 15044 | AFLAC | $27 | — | $27 | 0.11% |
| DAVID J MCCLELLAN3 Filed as: DAVID AESOPH | 2700 W NICOLE DR SIOUX FALLS, SD 57105 | AFLAC | $27 | — | $27 | 0.11% |
| LAURIE AULT3 | 315 GREEN RIDGE RD STE H1 NEW CASTLE, PA 16105 | AFLAC | $24 | — | $24 | 0.09% |
| LAYNE FINANCIAL INC3 Filed as: LAYNE FINANCIAL | 315 GREEN RIDGE RD STE H1 NEW CASTLE, PA 16105 | AFLAC | $21 | — | $21 | 0.08% |
| BRIAN TODD KAUFFMAN3 Filed as: BRIAN KAUFFMAN | 315 GREEN RIDGE RD STE H1 NEW CASTLE, PA 16105 | AFLAC | $18 | — | $18 | 0.07% |
| VIRGILIO ROSARIO JR3 | 3202 KINGSTON LN YOUNGSTOWN, OH 44511 | AFLAC | $11 | — | $11 | 0.04% |
| QUINN, MEYER & ASSOCIATES3 | 10800 WINCHCOMBE DR DUBLIN, OH 43016 | AFLAC | $7 | — | $7 | 0.03% |
| AARON BISCELLA3 | PO BOX 39 NEW WATERFORD, OH 44445 | AFLAC | $0 | — | $0 | 0.00% |
| JOHN MATHEWS3 | PO BOX 136 GIRARD, OH 44420 | AFLAC | $0 | — | $0 | 0.00% |
| BROKERS ALLIANCE OF OHIO INC3 Filed as: BROKERS ALLIANCE OF OHIO, INC | 12 SHORES DR POLAND, OH 445143400 | VISION SERVICE PLAN | $1K | — | $1K | 5.44% |
| BROKERS ALLIANCE OF OHIO INC3 | 105 MARINA POINT DR SANDUSKY, OH 448706512 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $3K | — | $3K | 15.00% |
| BROKERS ALLIANCE OF OHIO INC3 Filed as: BROKERS ALLIANCE OF OHIO, INC. | 12 SHORES DDR POLAND, OH 445143400 | VISION SERVICE PLAN | $999 | — | $999 | 5.82% |
| BROKERS ALLIANCE OF OHIO INC3 | 105 MARINA POINT DR SANDUSKY, OH 448706512 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | — | $2K | 15.00% |
| BROKERS ALLIANCE OF OHIO INC3 | 105 MARINA POINT DR SUNDUSKY, OH 448706512 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $638 | — | $638 | 4.98% |
| BROKERS ALLIANCE OF OHIO INC3 | 105 MARINA POINT DR SANDUSKY, OK 448706512 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $1K | — | $1K | 10.00% |
| BROKERS ALLIANCE OF OHIO INC3 | 105 MARINA POINT DR SANDUSKY, OH 448706512 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $953 | — | $953 | 10.00% |
| BROKERS ALLIANCE OF OHIO INC3 | 12 SHORES DRIVE YOUNGSTOWN, OH 44514 | COMMUNITY INSURANCE COMPANY | $13K | — | $13K | 2448.36% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 143 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 143 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 2 carriers) | COMMUNITY INSURANCE COMPANY | 266 | $995K |
| Dental(2 contracts, 2 carriers) | DELTA DENTAL OF OHIO | 290 | $78K |
| Vision(2 contracts) | VISION SERVICE PLAN | 119 | $38K |
| Life insurance(4 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 143 | $55K |
| Other(5 contracts, 2 carriers) | AFLAC | 143 | $81K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 290 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.