| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES LLC | PO BOX 123042 DALLAS, TX 753123042 | METROPOLITAN LIFE INSURANCE COMPANY | $150K | $111 | $150K | 3.97% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES LLC | 444 W 47TH ST SUITE 900 KANSAS CITY, MO 641121906 | METROPOLITAN LIFE INSURANCE COMPANY | — | $5K | $5K | 0.13% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | ONE LIBERTY PLAZA 165 BROADWAY, SUITE 3201 NEW YORK, NY 10006 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $12K | — | $12K | 5.15% |
| SCHAUER GROUP INC3 Filed as: THE SCHAUER GROUP, INC. | 200 MARKET AVENUE NORTH SUITE 100 CANTON, OH 44702 | ZURICH AMERICAN INSURANCE COMPANY | $4K | — | $4K | 15.00% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| HEWITT ASSOCIATES, LLC EIN 36-2235791 NONE | Direct payment from the plan; Consulting (general) Service code 16 | — | $353K |
| SIMPLYWELL INC. EIN 20-2547480 NONE | Direct payment from the plan; Contract Administrator Service code 13 | — | $179K |
| LOCKTON COMPANIES LLC EIN 20-3354970 NONE | Direct payment from the plan; Contract Administrator Service code 13 | — | $125K |
| HEALTHEQUITY INC. EIN 52-2383166 NONE | Contract Administrator; Direct payment from the plan Service code 13 | — | $93K |
| RXSAVINGS LLC EIN 26-3642434 NONE | Direct payment from the plan; Contract Administrator Service code 13 | — | $92K |
| VIRTA MEDICAL PC EIN 36-4841662 NONE | Direct payment from the plan; Contract Administrator Service code 13 | — | $58K |
| P&A GROUP EIN 16-1324521 NONE | Direct payment from the plan; Claims processing Service code 12 | — | $40K |
| BOBER MARKEY FEDOROVICH EIN 34-1523030 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $34K |
| OHIO HOSPITAL BASED PHYSICIAN EIN 34-1871647 NONE | Direct payment from the plan; Contract Administrator Service code 13 | — | $16K |
| US BANK EIN 31-0841368 NONE | Trustee (bank, trust company, or similar financial institution); Direct payment from the plan; Custodial (other than securities) Service code 18 | — | $10K |
| FINDLEY, A DIV OF USI CONSULT GRP EIN 06-1053228 NONE | Consulting (general); Direct payment from the plan Service code 16 | — | $9K |
| JONES DAY EIN 34-0319085 NONE | Legal; Direct payment from the plan Service code 29 | — | $5K |
| WAGEWORKS NONE | Direct payment from the plan; Contract Administrator Service code 13 | 1100 PARK PLACE, 4TH FLOOR SAN MATEO, CA 94403 | $5K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 5,598 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 141 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 4 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 5,743 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 7,580 | $4.0M |
| Dental | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 10 | $230K |
| Vision | EYEMED VISION CARE | 7,073 | $619K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 7,580 | $3.8M |
| Short-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 7,580 | $3.8M |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 7,580 | $3.8M |
| Prescription drug | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 10 | $230K |
| Other(3 contracts, 3 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 17,134 | $3.9M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 17,134 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.