No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| BENESYS INC. THIRD PARTY ADMINISTRATOR | Recordkeeping and information management (computing, tabulating, data processing, etc.); Contract Administrator Service code 13 | 3660 STUTZ DRIVE, STE 101 CANFIELD, OH 44406 | $30K |
| FIFTH THIRD ASSET MANAGEMENT INVESTMENT CUSTODIAN | Investment management fees paid directly by plan; Investment management; Custodial (securities) Service code 19 | 5050 KINGSLEY DRIVE CINCINNATI, OH 45263 | $18K |
| PNC BANK BANKING SERVICES | Account maintenance fees Service code 65 | 300 FIFTH AVENUE PITTSBURGH, PA 15222 | $17K |
| YURCHYK & DAVIS CPA'S, INC. EIN 34-1638235 AUDITOR | Accounting (including auditing) Service code 10 | 3701 BOARDMAN CANFIELD RD 2 CANFIELD, OH 44406 | $9K |
| FAULKNER, HOFFMAN & PHILLIPS ATTORNEY | Legal Service code 29 | 20445 EMERALD PKWY CLEVELAND, OH 44135 | $7K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,508 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 2,508 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | 4TH DISTRICT IBEW HEALTH FUND | 2,508 | $1.4M |
| Life insurance | 4TH DISTRICT IBEW HEALTH FUND | 2,508 | $1.4M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,508 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.