| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AON CONSULTING INC3 Filed as: AON RISK SERVICES INC. OF FLORIDA | 13901 SUTTON PARK DR. S BUILDING C SUITE 360 JACKSONVILLE, FL 32224 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $47K | — | $47K | 9.00% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES INC. | 13901 SUTTON PARK DR. S BUILDING C SUITE 360 JACKSONVILLE, FL 32224 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $47K | — | $47K | 12.58% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES INC | 13901 SUTTON PARK DR. S BUILDING C SUITE 360 JACKSONVILLE, FL 322240229 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $12K | — | $12K | 12.58% |
| DIRECTPATH, LLC3 | 120 18TH STREET S SUITE 102 BIRMINGHAM, AL 35233 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $1K | — | $1K | 1.93% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES INC. OF FLORIDA | 13901 SUTTON PARK DR. S BUILDING C SUITE 360 JACKSONVILLE, FL 32224 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $887 | $111 | $998 | 1.47% |
| VINING RICH GROUP3 | 1251 MILLER AVE. SUITE A WINTER PARK, FL 32789 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $241 | — | $241 | 0.36% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS TOWERS WATSON SOUTHEAST, INC | 29848 NETWORK PLACE CHICAGO, IL 60673 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $190 | — | $190 | 0.28% |
| LASSITER WARE3 Filed as: LASSITER WARE INSURANCE | PO BOX 490690 LEEESBURG, FL 34749 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $158 | — | $158 | 0.23% |
| IMPACT BENEFIT MANAGEMENT SERVICES3 | 3650 MANSELL RD. SUITE 100 ALPHARETTA, GA 30022 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $112 | — | $112 | 0.17% |
| HUGHES, KRISTEN, MARIE3 | 4501 SAILBREEZE COURT ORLANDO, FL 32810 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $53 | — | $53 | 0.08% |
| BENEPORT LLC3 | 28059 US HIGHWAY 19 N SUITE 201 CLEARWATER, FL 33761 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $43 | — | $43 | 0.06% |
| LASSITER WARE3 Filed as: LASSITER WARE LLC | 1317 CITIZENS BOULEVARD LEESBURG, FL 34748 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $11 | — | $11 | 0.02% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,396 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 9 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 2,405 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | HUMANA INSURANCE COMPANY | 1,736 | $1.2M |
| Vision | HUMANA INSURANCE COMPANY | 1,736 | $1.2M |
| Life insurance | LIFE INSURANCE COMPANY OF NORTH AMERICA | 2,244 | $370K |
| Short-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 483 | $528K |
| Long-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 2,249 | $699K |
| Other(2 contracts, 2 carriers) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 2,244 | $160K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,249 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.