| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| LEWIS WATKINS FARMER AGENCY INC3 Filed as: LEWIS-WATKINS-FARMER AGENCY | PO BOX 9369 AUSTIN, TX 78766 | UNITEDHEALTHCARE INSURANCE COMPANY | — | $52K | $52K | 3.13% |
| LEWIS WATKINS FARMER AGENCY INC3 Filed as: LEWIS-WATKINS FARMER AGENCY | 3834 SPICEWOOD SPRINGS RD SUITE 100 AUSTIN, TX 78759 | METROPOLITAN LIFE INSURANCE COMPANY | $23K | — | $23K | 10.58% |
| LEWIS WATKINS FARMER AGENCY INC3 | PO BOX 9369 AUSTIN, TX 78766 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1K | — | $1K | — |
| KAREN WINRICH3 | 1460 E WHITESTONE BLVD CEDAR PARK, TX 78613 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $778 | $80 | $858 | — |
| EVELYN GARCIA3 Filed as: EVELYN HILDEGARD BLAKELY | 4211 MANGROVE CAVE CT ROUND ROCK, TX 78681 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $799 | $34 | $833 | — |
| SA GENERAL AGENCY INC3 Filed as: SA GENERAL AGENCY INC. | 9385 MILLER LANE GARDEN RIDGE, TX 78266 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $101 | $70 | $171 | — |
| STACY FRADY3 | 6806 CANAL STREET AUSTIN, TX 78741 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $168 | — | $168 | — |
| TESSA MARIE DENTON3 | 1219 LOGAN DRIVE LEANDER, TX 78641 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $42 | — | $42 | — |
| LACEY JANEANN WRENN3 | 1607 SHADY HILLSIDE PASS ROUND ROCK, TX 78665 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $28 | $1 | $29 | — |
| THOMAS SNYDER3 | 9385 MILLER LANE GARDEN RIDGE, TN 78266 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $11 | $7 | $18 | — |
| NORA KALEINANI ELLIS3 | 2989 FREEMONT ST ROUND ROCK, TX 78681 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $5 | $5 | $10 | — |
| MARSH & MCLENNAN AGENCY LLC3 | DBA MCQUEARY HENRY BOWLES TROY DALLAS, TX 75231 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $9 | — | $9 | — |
| CHARLENE CASTILLO3 | 1260 PR 3023 ELGIN, TX 78621 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $8 | — | $8 | — |
| LES MILLER3 | PO BOX 7079 ABILENE, TX 79608 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2 | — | $2 | — |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 640 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 640 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITEDHEALTHCARE INSURANCE COMPANY | 653 | $1.7M |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 640 | $219K |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 640 | $219K |
| Life insurance(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 640 | $219K |
| Other(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 640 | $219K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 653 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.