| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| REYNOLDS & REYNOLDS INC Filed as: REYNOLDS AND REYNOLDS INC | 300 WALNUT STREET DE MOINES, IA 50309 | AETNA LIFE INSURANCE CO. | $50K | $5K | $55K | 7.02% |
| REYNOLDS & REYNOLDS INC Filed as: REYNOLDS & REYNOLDS | 300 WALNUT ST SUITE 200 DE MOINES, IA 50309 | AETNA HEALTH, INC. | $36K | — | $36K | 6.45% |
| REYNOLDS & REYNOLDS INC3 | 300 WALNUT ST ST 200 DES MOINES, IA 50309 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $8K | $2K | $10K | 12.15% |
| ALEXANDER BENEFITS CONSULTING3 Filed as: ALEXANDER N ARNET | 1851 LAKE DR W STE 350 CHANHASSEN, MN 55317 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $3K | $3K | 3.00% |
| REYNOLDS & REYNOLDS INC3 | 300 WALNUT ST #200 DES MOINES, IA 50309 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $3K | $784 | $3K | 19.59% |
| ALEXANDER BENEFITS CONSULTING3 Filed as: ALEXANDER N ARNET | 1851 LAKE DR W STE 350 CHANHASSEN, MN 55317 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $1K | $1K | 8.00% |
| REYNOLDS & REYNOLDS INC3 | 300 WALNUT ST #200 DES MOINES, IA 50309 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $2K | $588 | $2K | 19.64% |
| ALEXANDER BENEFITS CONSULTING Filed as: ALEXANDER N ARNET | 1851 LAKE DR W STE 350 CHANHASSEN, MN 55317 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $1K | — | $1K | 8.00% |
| REYNOLDS & REYNOLDS INC3 Filed as: REYNOLDS & RENOLDS INC. | 300 WALNUT STREET 200 DES MOINES, IA 50309 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $780 | $163 | $943 | 12.08% |
| ALEXANDER BENEFITS CONSULTING3 Filed as: ALEXANDER N ARNET | 1851 LAKE DRIVE W STE 350 CHANHASSEN, MN 55317 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $234 | $234 | 3.00% |
| REYNOLDS & REYNOLDS INC Filed as: REYNOLDS & REYNOLDS, INC. | 300 WALNUT ST SUITE 200 DES MOINES, IA 50309 | VISION SERVICE PLAN | $703 | — | $703 | 10.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 141 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 141 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | AETNA LIFE INSURANCE CO. | 123 | $787K |
| Dental(2 contracts) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 53 | $93K |
| Vision | VISION SERVICE PLAN | 48 | $7K |
| Life insurance | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 141 | $13K |
| Long-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 141 | $17K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 141 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.