| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MARSH & MCLENNAN AGENCY LLC3 Filed as: PACIFIC RESOURCES BNFTS ADVISRS LLC | 321 N CLARK STREET SUITE 940 CHICAGO, IL 606545015 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $92K | $92K | 2.00% |
| KENNETH W HEAD3 | 880 S PLEASANTBURG DR STE 2C GREENVILLE, SC 296072450 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $11K | — | $11K | 1.67% |
| WILLIS TOWERS WATSON US LLC3 Filed as: TOWERS WATSON DELAWARE INC | PO BOX 28852 NEW YORK, NY 100872008 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $9K | — | $9K | 1.33% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| UNITED HEALTHCARE SERVICES, INC. EIN 41-1289245 NONE | Other services; Claims processing; Direct payment from the plan Service code 12 | — | $6.5M |
| CONDUENT EIN 16-0468020 NONE | Recordkeeping and information management (computing, tabulating, data processing, etc.); Direct payment from the plan Service code 15 | — | $2.9M |
| HEALTH FITNESS CORPORATION EIN 41-1580506 NONE | Other services; Direct payment from the plan Service code 49 | — | $882K |
| EXPRESS SCRIPTS INC. EIN 43-1420563 NONE | Contract Administrator; Claims processing; Direct payment from the plan Service code 12 | — | $486K |
| TOWERS WATSON DELAWARE INC. EIN 53-0181291 NONE | Direct payment from the plan; Actuarial Service code 11 | — | $363K |
| NATURALLY SLIM EIN 26-2868596 NONE | Direct payment from the plan; Consulting (general) Service code 16 | — | $223K |
| PARTNERCOMM INC. EIN 75-2540310 NONE | Copying and duplicating; Direct payment from the plan Service code 36 | — | $215K |
| ERNST & YOUNG EIN 34-6565596 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $97K |
| TELADOC INC. NONE | Direct payment from the plan; Other services Service code 49 | 1945 LAKEPOINTE DRIVE LEWISVILLE, TX 75057 | $80K |
| HEALTHY ALLIANCE LIFE INSURANCE CO EIN 86-0257201 NONE | Contract Administrator; Direct payment from the plan; Claims processing; Other services; Recordkeeping and information management (computing, tabulating, data processing, etc.); Float revenue Service code 12 | — | $34K |
| COCKRELL ENOVATION EIN 75-1183045 NONE | Direct payment from the plan; Copying and duplicating Service code 36 | — | $21K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 15,870 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 860 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 16,730 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(4 contracts, 3 carriers) | KAISER FOUNDATION HEALTH PLAN INC | 455 | $2.7M |
| Dental | RELIANCE STANDARD LIFE INSURANCE COMPANY | 3,691 | $661K |
| Vision | VISION SERVICE PLAN | 6,487 | $1.1M |
| Life insurance(2 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 16,306 | $4.8M |
| Other(2 contracts, 2 carriers) | FEDERAL INSURANCE COMPANY | 17,066 | $1.8M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 17,066 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.