| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| LOCKTON COMPANIES, LLC3 | 444 WEST 47TH STREET, SUITE 900 KANSAS CITY, MO 64112 | AETNA HEALTH OF CALIFORNIA INC. | $80K | $0 | $80K | 3.67% |
| LOCKTON COMPANIES, LLC3 | 444 WEST 47TH STREET, SUITE 900 KANSAS CITY, MO 64112 | AETNA LIFE INSURANCE COMPANY | $36K | $16K | $52K | 5.40% |
| LOCKTON COMPANIES, LLC3 | DEPARTMENT LA 23940 PASADENA, CA 91185 | DELTA DENTAL OF CALIFORNIA | $13K | $0 | $13K | 10.00% |
| LOCKTON COMPANIES, LLC3 | DEPARTMENT LA 23940 PASADENA, CA 91185 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $8K | $0 | $8K | 10.00% |
| LOCKTON COMPANIES, LLC3 | PO BOX 123042 DALLAS, TX 75312 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $0 | $592 | $592 | 0.75% |
| CK GOHL INSURANCE SOLUTIONS3 | 4610 68TH STREET LA MESA, CA 91942 | AFLAC | $799 | $31 | $830 | 4.93% |
| LOCKTON COMPANIES, LLC3 | 725 SOUTH FIGUEROA STREET 35TH FLOOR LOS ANGELES, CA 90017 | AFLAC | $301 | $0 | $301 | 1.79% |
| CHERYL L. WILLIAMS3 | 1636 50TH STREET SAN DIEGO, CA 92102 | AFLAC | $222 | $18 | $240 | 1.43% |
| ALLISON LEEDS3 | 3525 DEL MAR HEIGHTS ROAD SUITE 301 SAN DIEGO, CA 92130 | AFLAC | $220 | $0 | $220 | 1.31% |
| YUKIKO ROHRKE3 | 6220 SEVERIN DRIVE LA MESA, CA 91942 | AFLAC | $215 | $0 | $215 | 1.28% |
| MJ INSURANCE3 Filed as: BROOKE K. FRAPWELL & VARIOUS AGENTS | 4 FOX HOLLOW COURT FLEMINGTON, NJ 08822 | AFLAC | $164 | $29 | $193 | 1.15% |
| MANDY L. LOUGHLIN3 | 257 BALSAM STREET RIDGECREST, CA 93555 | AFLAC | $169 | $0 | $169 | 1.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 256 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 258 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | AETNA HEALTH OF CALIFORNIA INC. | 316 | $3.2M |
| Dental(2 contracts, 2 carriers) | DELTA DENTAL OF CALIFORNIA | 220 | $152K |
| Vision | AETNA LIFE INSURANCE COMPANY | 285 | $970K |
| Life insurance | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 256 | $79K |
| Short-term disability | AFLAC | 21 | $17K |
| Long-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 256 | $79K |
| Other(2 contracts, 2 carriers) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 256 | $96K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 316 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.