| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| TRILOGY FINANCIAL SERVICES, INC.3 | 17001 BEACH BOULEVARD SUITE 800 HUNTINGTON BEACH, CA 92647 | AETNA LIFE INSURANCE CO. | $11K | — | $11K | 2.52% |
| BENMAX, INC.3 | 7 WEST MILL STREET MEDFIELD, MA 02052 | AETNA LIFE INSURANCE CO. | $6K | — | $6K | 1.33% |
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE | 200 GALLERIA PARKWAY ATLANTA, GA 30339 | AETNA LIFE INSURANCE CO. | $5K | — | $5K | 1.20% |
| TRILOGY FINANCIAL SERVICES, INC.3 | 17011 BEACH BOULEVARD SUITE 800 HUTINGTON BEACH, CA 92647 | AETNA HEALTH, INC. | $7K | — | $7K | 2.53% |
| BENMAX, INC.3 | 7 WEST MILL STREET MEDFIELD, MA 02052 | AETNA HEALTH, INC. | $4K | — | $4K | 1.36% |
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE | 200 GALLERIA PARKWAY ATLANTA, GA 30339 | AETNA HEALTH, INC. | $3K | — | $3K | 1.17% |
| TRILOGY FINANCIAL SERVICES, INC.3 Filed as: TRILOGY FINANCIAL SERVICE, INC. | 17011 BEACH BLVD STE 800 HUNTINGTON BEACH, CA 92647 | UNION SECURITY INSURANCE COMPANY | $654 | — | $654 | 2.50% |
| ENROLLEASE3 Filed as: DIGITAL INSURANCE GROUP INC. | 200 GALLERIA PKWY SUITE 1950 ATLANTA, GA 30339 | UNION SECURITY INSURANCE COMPANY | $350 | — | $350 | 1.34% |
| BENMAX, INC.3 | 7 WEST MILL STREET MEDFIELD, MA 02052 | UNION SECURITY INSURANCE COMPANY | $304 | — | $304 | 1.16% |
| TRILOGY FINANCIAL SERVICES, INC.3 | 17011 BEACH BOULEVARD SUITE 800 HUTINGTON BEACH, CA 92647 | UDC DENTAL OF CALIFORNIA, INC. | $395 | — | $395 | 5.00% |
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE INC. | 200 GALLERIA PARKWAY ATLANTA, GA 30339 | UDC DENTAL OF CALIFORNIA, INC. | $227 | — | $227 | 2.87% |
| BENMAX, INC.3 Filed as: BENMAX INC. | 7 WEST MILL STREET MEDFIELD, MA 02052 | UDC DENTAL OF CALIFORNIA, INC. | $168 | — | $168 | 2.13% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 74 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 74 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | AETNA HEALTH, INC. | 47 | $270K |
| Dental(2 contracts, 2 carriers) | UNION SECURITY INSURANCE COMPANY | 33 | $34K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 74 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.