| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| CRESCENZO FINANCIAL, INC.3 Filed as: CRESCENZO FINANCIAL INC. | 4741 NORWALK AVENUE SAN DIEGO, CA 92117 | KAISER FOUNDATION HEALTH PLAN INC | $37K | $0 | $37K | 0.58% |
| LOCKTON COMPANIES, LLC3 | PO BOX 92643 LOS ANGELES, CA 90009 | KAISER FOUNDATION HEALTH PLAN INC | $28K | $0 | $28K | 0.43% |
| KENT A. BROOKS INS SVCS, INC.3 Filed as: KENT A BROOKS INS. SVCS. | 11405 WEST BERNARDO COURT SAN DIEGO, CA 92127 | AETNA LIFE INSURANCE COMPANY | $25K | $0 | $25K | 2.26% |
| CRESCENZO FINANCIAL, INC.3 Filed as: CRESCENZO FINANCIAL INC. | 4741 NORWALK AVENUE SAN DIEGO, CA 92117 | AETNA LIFE INSURANCE COMPANY | $20K | $0 | $20K | 1.83% |
| BROOKS JUCHA & ASSOCIATES3 Filed as: BROOKS JUCHA AND ASSOC. INS. | 11405 WEST BERNARDO COURT SAN DIEGO, CA 92127 | AETNA LIFE INSURANCE COMPANY | $5K | $0 | $5K | 0.49% |
| CRESCENZO FINANCIAL, INC.3 Filed as: CRESCENZO FINANCIAL | 4741 NORWALK AVENUE SAN DIEGO, CA 92117 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $35K | $0 | $35K | 5.31% |
| CONSUMER DRIVEN BENEFITS LLC3 | 3737 BIRCH STREET NEWPORT BEACH, CA 92660 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $14K | $9K | $23K | 3.46% |
| ROBERT ELI WHITNEY3 | 1132 SAN MARINO DRIVE SAN MARCOS, CA 92078 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $17K | $0 | $17K | 2.60% |
| MJ INSURANCE3 Filed as: TINA HERNANDEZ & VARIOUS AGENTS | 6442 ROSTRATA STREET BUENA PARK, CA 90621 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $14K | $2K | $16K | 2.45% |
| JUSTIN INGLE3 | 26661 VIA SACRAMENTO CASPISTRANO BEACH, CA 92624 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $8K | $2K | $10K | 1.55% |
| ANDREA MARIE TIERCE3 | 2204 PLEASANTWOOD LANE ESCONDIDO, CA 92026 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $7K | $3K | $10K | 1.51% |
| CHARLES D. BLOCK3 Filed as: CHARLES DUANE SMITH | 4040 EAST PIEDMONT DRIVE HIGHLAND, CA 92346 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $8K | $454 | $8K | 1.23% |
| CRESCENZO FINANCIAL, INC.3 Filed as: CRESCENZO FINANCIAL INC. | 4741 NORWALK AVENUE SAN DIEGO, CA 92117 | SHARP HEALTH PLAN | $25K | $0 | $25K | 4.00% |
| VINCENT A. CRESCENZO3 Filed as: VINCENT A CRESCENZO | 4741 NORWALK AVENUE SAN DIEGO, CA 92117 | PREMIER ACCESS INSURANCE COMPANY | $33K | $0 | $33K | 5.80% |
| LOCKTON COMPANIES, LLC3 | 4275 EXECUTIVE SQUARE, SUITE 600 LA JOLLA, CA 92037 | PREMIER ACCESS INSURANCE COMPANY | $17K | $0 | $17K | 3.06% |
| CRESCENZO FINANCIAL, INC.3 Filed as: CRESCENZO FIN. INS. SVCS. | 4741 NORWALK AVENUE, SUITE 175 SAN DIEGO, CA 92117 | CALIFORNIA PHYSICIANS SERVICE | $7K | $0 | $7K | 1.30% |
| BROOKS JUCHA & ASSOCIATES3 Filed as: BROOKS JUCHA AND ASSOC. INS. | 11405 WEST BERNARDO COURT SAN DIEGO, CA 92127 | CALIFORNIA PHYSICIANS SERVICE | $3K | $0 | $3K | 0.64% |
| CENTERSTONE INSURANCE AND FINANCIAL3 Filed as: CENTERSONE INS. AND FIN SVCS | 4851 LBJ FREEWAY, SUITE 1100 DALLAS, TX 75244 | BLUE CROSS OF CALIFORNIA | $0 | $8K | $8K | 1.83% |
| LOCKTON COMPANIES, LLC3 | DEPT LA 23940 PASADENA, CA 91185 | BLUE CROSS OF CALIFORNIA | $5K | $0 | $5K | 1.26% |
| CRESCENZO FINANCIAL, INC.3 | 4741 NORWALK AVENUE SAN DIEGO, CA 92117 | BLUE CROSS OF CALIFORNIA | $3K | $0 | $3K | 0.75% |
| BROOKS JUCHA & ASSOCIATES3 Filed as: BROOKS JUCHA AND ASSOC | 11405 W BERNARDO CT SAN DIEGO, CA 92127 | BLUE CROSS OF CALIFORNIA | $3K | $0 | $3K | 0.75% |
| KENT A. BROOKS INS SVCS, INC.3 Filed as: KENT A. BROOKS INS. SVCS. | 11405 WEST BERNARDO COURT SAN DIEGO, CA 92127 | AETNA HEALTH, INC. | $8K | $0 | $8K | 2.13% |
| CRESCENZO FINANCIAL, INC.3 Filed as: CRESCENZO FINANCIAL INC. | 4741 NORWALK AVENUE SAN DIEGO, CA 92117 | AETNA HEALTH, INC. | $7K | $0 | $7K | 1.81% |
| BROOKS JUCHA & ASSOCIATES3 Filed as: BROOKS JUCHA AND ASSOC. INS. | 11405 WEST BERNARDO COURT SAN DIEGO, CA 92127 | AETNA HEALTH, INC. | $2K | $0 | $2K | 0.58% |
| BROOKS JUCHA & ASSOCIATES3 Filed as: BROOKS JUCHA AND ASSOC. INS. | 11405 WEST BERNARDO COURT SAN DIEGO, CA 92127 | PRINCIPAL LIFE INSURANCE COMPANY | $7K | $3K | $10K | 8.50% |
| CRESCENZO FINANCIAL, INC.3 Filed as: CRESCENZO FINANCIAL INC | 4741 NORWALK AVENUE SAN DIEGO, CA 92117 | PRINCIPAL LIFE INSURANCE COMPANY | $5K | $0 | $5K | 4.00% |
| CRESCENZO FINANCIAL, INC.3 | 4741 NORWALK AVENUE SAN DIEGO, CA 92117 | VISION SERVICE PLAN | $2K | $0 | $2K | 1.86% |
| LOCKTON COMPANIES, LLC3 | DEPT LA 23940 PASADENA, CA 91185 | VISION SERVICE PLAN | $611 | $0 | $611 | 0.61% |
| KENT A. BROOKS INS SVCS, INC.3 Filed as: KENT A BROOKS INS. SVCS. | 11405 WEST BERNARDO COURT SAN DIEGO, CA 92127 | HARTFORD LIFE AND ACCIDENT | $13K | $0 | $13K | 15.00% |
| CRESCENZO FINANCIAL, INC.3 Filed as: CRESCENZO FINANCIAL INC | 4741 NORWALK AVENUE SAN DIEGO, CA 92117 | MEDIEXCEL HEALTH PLAN | $1K | $0 | $1K | 2.48% |
| LOCKTON COMPANIES, LLC3 | 8110 EAST UNION, SUITE 700 DENVER, CO 80237 | MEDIEXCEL HEALTH PLAN | $1K | $0 | $1K | 2.05% |
| KENT A. BROOKS INS SVCS, INC.3 Filed as: KENT A BROOKS INS. SVCS. | 11405 WEST BERNARDO COURT SAN DIEGO, CA 92127 | VISION SERVICE PLAN | $848 | $0 | $848 | 4.92% |
| BROOK JUCHA AND ASSOC. INS.3 | 11405 WEST BERNARDO COURT SAN DIEGO, CA 92127 | VISION SERVICE PLAN | $105 | $0 | $105 | 0.61% |
| LOCKTON COMPANIES, LLC3 | DEPT LA 23940 PASADENA, CA 91185 | VISION SERVICE PLAN | $54 | $0 | $54 | 0.31% |
| KENT A. BROOKS INS SVCS, INC.3 Filed as: KENT A BROOKS INS. SVCS. | 11405 WEST BERNARDO COURT SAN DIEGO, CA 92127 | VISION SERVICE PLAN | $437 | $0 | $437 | 3.01% |
| LOCKTON COMPANIES, LLC3 | DEPARTMENT LA 23940 PASADENA, CA 91185 | VISION SERVICE PLAN | $406 | $0 | $406 | 2.80% |
| BROOK JUCHA AND ASSOC. INS.3 | 11405 WEST BERNARDO COURT SAN DIEGO, CA 92127 | VISION SERVICE PLAN | $86 | $0 | $86 | 0.59% |
| CRESCENZO FINANCIAL, INC.3 | 4741 NORWALK AVENUE SAN DIEGO, CA 92117 | UNION SECURITY INSURANCE COMPANY | $489 | $0 | $489 | 10.01% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,294 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 8 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,302 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(7 contracts, 7 carriers) | KAISER FOUNDATION HEALTH PLAN INC | 1,293 | $9.5M |
| Dental(2 contracts, 2 carriers) | PREMIER ACCESS INSURANCE COMPANY | 1,593 | $683K |
| Vision(3 contracts) | VISION SERVICE PLAN | 848 | $132K |
| Life insurance(2 contracts, 2 carriers) | HARTFORD LIFE AND ACCIDENT | 110 | $92K |
| Short-term disability | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | 634 | $653K |
| Long-term disability | HARTFORD LIFE AND ACCIDENT | 110 | $88K |
| Prescription drug(7 contracts, 7 carriers) | KAISER FOUNDATION HEALTH PLAN INC | 1,293 | $9.5M |
| Other(2 contracts, 2 carriers) | HARTFORD LIFE AND ACCIDENT | 110 | $92K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,593 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.