| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| EDGEWOOD PARTNERS INSURANCE CENTER3 | 135 MAIN STREET, 21ST FLOOR SAN FRANCISCO, CA 94105 | KAISER FOUNDATION HEALTH PLAN INC. | $109K | — | $109K | 3.10% |
| BENEFITCOMPASS LLC3 | ONE VENTURE, SUITE 220 IRVINE, CA 92618 | KAISER FOUNDATION HEALTH PLAN INC. | $47K | — | $47K | 1.34% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 | 1 VENTURE, SUITE 220 IRVINE, CA 92618 | GUARDIAN | $28K | $7K | $34K | 9.69% |
| ASSURANCE AGENCY LTD3 Filed as: AMERICAN FIDELITY ASSURANCE COMPANY | P.O. BOX 25360 OKLAHOMA CITY, OK 73125 | AMERICAN FIDELITY ASSURANCE COMPANY | $6K | — | $6K | — |
| EDGEWOOD PARTNERS INSURANCE CENTER3 | P.O. BOX 511398 LOS ANGELES, CA 90051 | AMERICAN FIDELITY ASSURANCE COMPANY | $4K | — | $4K | — |
| BENEFITCOMPASS LLC3 Filed as: BENEFITCOMPASS, LLC | 1 VENTURE, SUITE 220 IRVINE, CA 92618 | AMERICAN FIDELITY ASSURANCE COMPANY | $2K | — | $2K | — |
| EDGEWOOD PARTNERS INSURANCE CENTER3 | P.O. BOX 511398 LOS ANGELES, CA 90051 | AMERICAN FIDELITY ASSURANCE COMPANY | $263 | — | $263 | — |
| BENEFITCOMPASS LLC3 Filed as: BENEFITCOMPASS, LLC | 1 VENTURE, SUITE 220 IRVINE, CA 92618 | AMERICAN FIDELITY ASSURANCE COMPANY | $68 | — | $68 | — |
| ASSURANCE AGENCY LTD3 Filed as: AMERICAN FIDELITY ASSURANCE COMPANY | P.O. BOX 25360 OKLAHOMA CITY, OK 73125 | AMERICAN FIDELITY ASSURANCE COMPANY | $22 | — | $22 | — |
| ASSURANCE AGENCY LTD3 Filed as: AMERICAN FIDELITY ASSURANCE COMPANY | P.O. BOX 25360 OKLAHOMA CITY, OK 73125 | AMERICAN FIDELITY ASSURANCE COMPANY | $820 | — | $820 | — |
| EDGEWOOD PARTNERS INSURANCE CENTER3 | P.O. BOX 511398 LOS ANGELES, CA 90051 | AMERICAN FIDELITY ASSURANCE COMPANY | $591 | — | $591 | — |
| BENEFITCOMPASS LLC3 Filed as: BENEFITCOMPASS, LLC | 1 VENTURE, SUITE 220 IRVINE, CA 92618 | AMERICAN FIDELITY ASSURANCE COMPANY | $183 | — | $183 | — |
| ASSURANCE AGENCY LTD3 Filed as: AMERICAN FIDELITY ASSURANCE COMPANY | P.O. BOX 25360 OKLAHOMA CITY, OK 73125 | AMERICAN FIDELITY ASSURANCE COMPANY | $5K | — | $5K | — |
| EDGEWOOD PARTNERS INSURANCE CENTER3 | P.O. BOX 511398 LOS ANGELES, CA 90051 | AMERICAN FIDELITY ASSURANCE COMPANY | $2K | — | $2K | — |
| BENEFITCOMPASS LLC3 Filed as: BENEFITCOMPASS, LLC | 1 VENTURE, SUITE 220 IRVINE, CA 92618 | AMERICAN FIDELITY ASSURANCE COMPANY | $858 | — | $858 | — |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 683 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 685 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 2 carriers) | KAISER FOUNDATION HEALTH PLAN INC. | 686 | $3.5M |
| Dental | GUARDIAN | 683 | $356K |
| Vision | GUARDIAN | 683 | $356K |
| Life insurance | GUARDIAN | 683 | $356K |
| Short-term disability(3 contracts) | AMERICAN FIDELITY ASSURANCE COMPANY | 88 | $0 |
| Long-term disability(4 contracts) | AMERICAN FIDELITY ASSURANCE COMPANY | 88 | $0 |
| Prescription drug | KAISER FOUNDATION HEALTH PLAN INC. | 686 | $3.5M |
| Other(5 contracts, 2 carriers) | GUARDIAN | 683 | $356K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 686 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.