| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BRYSON INSURANCE AGENCY INC.3 | 3777 LONG BEACH BLVD. SUITE 500 LONG BEACH, CA 90807 | CALIFORNIA PHYSICIANS' SERVICE | $0 | $127K | $127K | 5.27% |
| BRYSON INSURANCE AGENCY INC.3 Filed as: BRYSON INSURANCE AGENCY, INC. | 3777 LONG BEACH BLVD FL 5 LONG BEACH, CA 908073325 | PRINCIPAL LIFE INSURANCE COMPANY | $23K | $0 | $23K | 10.07% |
| GIS BENEFITS INC3 Filed as: GIS BENEFITS INC. | 422 WAUPONSEE STREET MORRIS, IL 604502215 | PRINCIPAL LIFE INSURANCE COMPANY | $0 | $10K | $10K | 4.51% |
| PROFESSIONAL GROUP PLANS INC3 | 225 WIRELESS BLVD 2ND FLOOR HAUPPAUGE, NY 11788 | PRINCIPAL LIFE INSURANCE COMPANY | $0 | $3K | $3K | 1.20% |
| BRYSON INSURANCE AGENCY INC.3 Filed as: BRYSON INSURANCE AGENCY, INC | 3777 LONG BEACH BLVD FL 5 LONG BEACH, CA 90807 | CONTINENTAL AMERICAN INSURANCE COMPANY | $16K | $0 | $16K | 17.94% |
| SABRINA TAYLOR WARREN3 | 4562 NEWMAN AVENUE CYPRESS, CA 90630 | CONTINENTAL AMERICAN INSURANCE COMPANY | $11K | $0 | $11K | 13.18% |
| AMANDA GARCIA3 | 8631 ROSECRANS AVE UNIT B PARAMOUNT, CA 90723 | CONTINENTAL AMERICAN INSURANCE COMPANY | $5K | $0 | $5K | 5.35% |
| JEREMY M EANES3 | 21729 E MERCER PL AURORA, CO 80018 | CONTINENTAL AMERICAN INSURANCE COMPANY | $4K | $0 | $4K | 4.24% |
| LEXIE DOUGLASS3 | 966 POST ROAD COSTA MESA, CA 92626 | CONTINENTAL AMERICAN INSURANCE COMPANY | $3K | $0 | $3K | 3.01% |
| NICHOLAS K. GREEN3 Filed as: NICHOLAS KORBE GREEN | 4276 KATELLA AVE STE 185 LOS ALAMITOS, CA 90720 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1K | $0 | $1K | 1.58% |
| MICHAEL R. FISHER3 Filed as: MICHAEL ROBERT FISHER | 532 PARK ROSE AVE MONROVIA, CA 91016 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1K | $0 | $1K | 1.27% |
| BRYSON INSURANCE AGENCY INC.3 | 3777 LONG BEACH BLVD. SUITE 500 LONG BEACH, CA 908073325 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $7K | $0 | $7K | 15.00% |
| ARCHON LLC3 | 225 WIRELESS BLVD 2ND FLOOR HAUPPAUGE, NY 11788 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $0 | $748 | $748 | 1.51% |
| BRYSON INSURANCE AGENCY INC.3 | 3777 LONG BEACH BLVD. SUITE 500 LONG BEACH, CA 908073325 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $6K | $0 | $6K | 15.00% |
| ARCHON LLC3 | 225 WIRELESS BLVD 2ND FLOOR HAUPPAUGE, NY 11788 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $0 | $644 | $644 | 1.54% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 388 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 4 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 392 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | CALIFORNIA PHYSICIANS' SERVICE | 479 | $2.4M |
| Dental | PRINCIPAL LIFE INSURANCE COMPANY | 514 | $229K |
| Vision | PRINCIPAL LIFE INSURANCE COMPANY | 514 | $229K |
| Life insurance(2 contracts, 2 carriers) | PRINCIPAL LIFE INSURANCE COMPANY | 514 | $279K |
| Short-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 355 | $42K |
| Prescription drug | CALIFORNIA PHYSICIANS' SERVICE | 479 | $2.4M |
| Other(2 contracts, 2 carriers) | CONTINENTAL AMERICAN INSURANCE COMPANY | 356 | $136K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 514 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.