| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL | 4695 MACARTHUR COURT, SUITE 600 NEWPORT BEACH, CA 92660 | BLUE CROSS OF CALIFORNIA | $82K | — | $82K | 2.85% |
| KTIMEHR INSURANCE SERVICES INC.3 | 17872 COWAN IRVINE, CA 92614 | BLUE CROSS OF CALIFORNIA | $59K | — | $59K | 2.06% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL | 4695 MACARTHUR COURT, SUITE 600 NEWPORT BEACH, CA 92660 | KAISER FOUNDATION HEALTH PLAN INC. | $32K | — | $32K | 1.36% |
| KTIMEHR INSURANCE SERVICES INC.3 | 17872 COWAN IRVINE, CA 92614 | KAISER FOUNDATION HEALTH PLAN INC. | $24K | — | $24K | 1.00% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL | 4695 MACARTHUR COURT, SUITE 600 NEWPORT BEACH, CA 92660 | METROPOLITAN LIFE INSURANCE COMPANY | $36K | $80 | $36K | 5.82% |
| KTIMEHR INSURANCE SERVICES INC.3 | 17872 COWAN IRVINE, CA 92614 | METROPOLITAN LIFE INSURANCE COMPANY | $26K | — | $26K | 4.21% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL | 4695 MACARTHUR COURT, SUITE 600 NEWPORT BEACH, CA 92660 | KAISER FOUNDATION HEALTH PLAN INC. | $7K | — | $7K | 1.49% |
| KTIMEHR INSURANCE SERVICES INC.3 | 17872 COWAN IRVINE, CA 92614 | KAISER FOUNDATION HEALTH PLAN INC. | $5K | — | $5K | 1.10% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL | 4695 MACARTHUR COURT, SUITE 600 NEWPORT BEACH, CA 92660 | VISION SERVICE PLAN | $2K | — | $2K | 1.66% |
| KTIMEHR INSURANCE SERVICES INC.3 | 17872 COWAN IRVINE, CA 92614 | VISION SERVICE PLAN | $1K | — | $1K | 1.34% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 558 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 5 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 563 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 2 carriers) | BLUE CROSS OF CALIFORNIA | 441 | $5.7M |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 1,149 | $623K |
| Vision | VISION SERVICE PLAN | 656 | $99K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 1,149 | $623K |
| Short-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 1,149 | $623K |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 1,149 | $623K |
| Prescription drug(3 contracts, 2 carriers) | BLUE CROSS OF CALIFORNIA | 441 | $5.7M |
| Other | METROPOLITAN LIFE INSURANCE COMPANY | 1,149 | $623K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,149 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.