| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BRYSON INSURANCE AGENCY INC.3 Filed as: BRYSON INSURANCE AGENCY | 3777 LONG BEACH BOULEVARD LONG BEACH, CA 90807 | AETNA HEALTH, INC. | $23K | $0 | $23K | 4.16% |
| RICHARD WAYNE BRYSON3 Filed as: RICHARD W. BRYSON INS. AGENCY INC. | 3777 LONG BEACH BLVD. LONG BEACH, CA 90807 | AETNA HEALTH, INC. | $2K | $0 | $2K | 0.40% |
| BRYSON INSURANCE AGENCY INC.3 Filed as: BRYSON INSURANCE AGENCY | 3777 LONG BEACH BOULEVARD LONG BEACH, CA 90807 | AETNA LIFE INSURANCE CO. | $8K | $0 | $8K | 4.42% |
| RICHARD WAYNE BRYSON3 Filed as: RICHARD W. BRYSON INS. AGENCY INC. | 3777 LONG BEACH BLVD. LONG BEACH, CA 90807 | AETNA LIFE INSURANCE CO. | $609 | $0 | $609 | 0.35% |
| BRYSON INSURANCE AGENCY INC.3 Filed as: BRYSON INSURANCE AGENCY | 3777 LONG BEACH BLVD. SUITE 500 LONG BEACH, CA 90807 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $7K | $3K | $10K | 14.03% |
| KEELER & ASSOCIATES3 | 221 SOUTH 23RD ST PLATTSMOUTH, NE 68048 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $1K | $0 | $1K | 9.08% |
| GIELOW INSURANCE AGENCY INC.3 | 1111 W TOWN AND COUNTRY RD #52 ORANGE, CA 92868 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $542 | $0 | $542 | 3.84% |
| SHAWN J KEELER3 | 211 SOUTH 23RD STREET PLATTSMOUTH, NE 68048 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $2K | $0 | $2K | 20.69% |
| KEELER & ASSOCIATES3 | 211 SOUTH 23RD STREET PLATTSMOUTH, NE 68048 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $576 | $0 | $576 | 6.83% |
| GIELOW INSURANCE AGENCY INC.3 | 1111 W. TOWN AND COUNTRY RD #52 ORANGE, CA 92868 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $429 | $0 | $429 | 5.09% |
| DOUG KEELER3 | 2209 1ST AVE PLATTSMOUTH, NE 68048 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $128 | $0 | $128 | 1.52% |
| SHAWN J KEELER3 | 211 SOUTH 23RD ST PLATTSMOUTH, NE 68048 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $987 | $0 | $987 | 13.90% |
| KEELER & ASSOCIATES3 | 211 SOUTH 23RD STREET PLATTSMOUTH, NE 68048 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $327 | $0 | $327 | 4.60% |
| GIELOW INSURANCE AGENCY INC.3 | 1111 W TOWN AND COUNTRY RD #52 ORANGE, CA 92868 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $256 | $0 | $256 | 3.61% |
| DOUG KEELER3 | 2209 1ST AVE PLATTSMOUTH, NE 68048 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $149 | $0 | $149 | 2.10% |
| SHAWN J KEELER3 | 211 SOUTH 23RD STREET PLATTSMOUTH, NE 68048 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $511 | $0 | $511 | 8.09% |
| DOUG KEELER3 | 2209 1ST AVE PLATTSMOUTH, NE 68048 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $254 | $0 | $254 | 4.02% |
| KEELER & ASSOCIATES3 | 211 SOUTH 23RD STREET PLATTSMOUTH, NE 68048 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $166 | $0 | $166 | 2.63% |
| GIELOW INSURANCE AGENCY INC.3 | 1111 W TOWN AND COUNTRY RD #52 ORANGE, CA 92868 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $150 | $0 | $150 | 2.38% |
| SHAWN J KEELER3 | 211 SOUTH 23RD STREET PLATTSMOUTH, NE 68048 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $356 | $0 | $356 | 11.68% |
| KEELER & ASSOCIATES3 | 211 SOUTH 23RD STREET PLATTSMOUTH, NE 68048 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $118 | $0 | $118 | 3.87% |
| GIELOW INSURANCE AGENCY INC.3 | 1111 W TOWN AND COUNTY RD #52 ORANGE, CA 92868 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $74 | $0 | $74 | 2.43% |
| DOUG KEELER3 | 2209 1ST AVE PLATTSMOUTH, NC 68048 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $98 | $0 | $98 | 3.52% |
| SHAWN J KEELER3 | 211 SOUTH 23RD STREET PLATTSMOUTH, NE 68048 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $96 | $0 | $96 | 3.44% |
| KEELER & ASSOCIATES3 | 211 SOUTH 23RD STREET PLATTSMOUTH, NC 68048 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $33 | $0 | $33 | 1.18% |
| GIELOW INSURANCE AGENCY INC.3 | 1111 W TOWN AND COUNTRY RD #52 ORANGE, CA 92868 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $32 | $0 | $32 | 1.15% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 121 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 4 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 125 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | AETNA HEALTH, INC. | 165 | $725K |
| Dental | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 125 | $71K |
| Vision | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 125 | $71K |
| Life insurance | AMERICAN HERITAGE LIFE INSURANCE COMPANY | 489 | $14K |
| Short-term disability(5 contracts) | AMERICAN HERITAGE LIFE INSURANCE COMPANY | 17 | $28K |
| Other(6 contracts) | AMERICAN HERITAGE LIFE INSURANCE COMPANY | 489 | $42K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 489 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.