| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| WESTERN GROWERS INSURANCE SERVICES3 Filed as: WESTERN GROWERS INS SERVICES | 15525 SAND CANYON AVE IRVINE, CA 926183114 | PRINCIPAL LIFE INSURANCE COMPANY | $6K | — | $6K | 9.87% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: WORD AND BROWN BENEFIT | ADMINISTRATORS INC 721 S PARKER ST STE 300 ORANGE, CA 928684732 | PRINCIPAL LIFE INSURANCE COMPANY | $2K | — | $2K | 3.36% |
| JARCEY RAUL RODRIGUEZ3 | 202 S 1ST AVE STE 108 YUMA, AZ 85364 | AFLAC | $1K | $30 | $1K | 6.06% |
| KASIE L RODRIGUEZ3 | 3752 W 12TH ST YUMA, AZ 85364 | AFLAC | $1K | $41 | $1K | 5.56% |
| RICK M MCKINNEY3 | 202 N ARMSTRONG ST BIXBY, OK 74008 | AFLAC | $570 | — | $570 | 2.38% |
| ZAKERY ALLEN HARLOW3 | 2960 N ACADEMY BLVD STE 101 COLORADO SPRINGS, CO 80917 | AFLAC | $246 | — | $246 | 1.03% |
| FILIPE A COELHO3 | 4515 S MCCLINTOCK DR STE 212 TEMPE, AZ 85282 | AFLAC | $219 | $6 | $225 | 0.94% |
| RICK M MCKINNEY3 | PO BOX 26132 COLORADO SPRINGS, CO 80936 | AFLAC | $210 | — | $210 | 0.88% |
| BRADLEY SCOTT MARTIN3 | 202 S 1ST AVE STE 108 YUMA, AZ 85364 | AFLAC | $92 | — | $92 | 0.38% |
| LYNN MENDOZA3 | 1368 W 13TH ST YUMA, AZ 85364 | AFLAC | $73 | $4 | $77 | 0.32% |
| SETH G KNOWLTON3 | PO BOX 68766 TUCSON, AZ 85737 | AFLAC | $65 | $9 | $74 | 0.31% |
| JARCEY RAUL RODRIGUEZ3 | 202 S 1ST AVE STE 108 YUMA, AZ 85364 | AFLAC | $1K | $60 | $1K | 5.84% |
| KASIE L RODRIGUEZ3 | 3752 W 12TH ST YUMA, AZ 85364 | AFLAC | $810 | $63 | $873 | 4.14% |
| RICK M MCKINNEY3 | 202 N ARMSTRONG ST BIXBY, OK 74008 | AFLAC | $513 | — | $513 | 2.43% |
| ZAKERY ALLEN HARLOW3 | 2960 N ACADEMY BLVD STE 101 COLORADO SPRINGS, CO 80917 | AFLAC | $214 | — | $214 | 1.01% |
| RICK M MCKINNEY3 | PO BOX 26132 COLORADO SPRINGS, CO 80936 | AFLAC | $199 | — | $199 | 0.94% |
| SETH G KNOWLTON3 | PO BOX 68766 TUCSON, AZ 85737 | AFLAC | $170 | $23 | $193 | 0.92% |
| FILIPE A COELHO3 | 4515 S MCCLINTOCK DR STE 212 TEMPE, AZ 85282 | AFLAC | $115 | $5 | $120 | 0.57% |
| LOURDES FRANCO3 | 11512 E 28TH PL YUMA, AZ 85367 | AFLAC | $49 | — | $49 | 0.23% |
| BRADLEY SCOTT MARTIN3 | 202 S 1ST AVE STE 108 YUMA, AZ 85364 | AFLAC | $36 | — | $36 | 0.17% |
| KASIE L RODRIGUEZ3 | 3752 W 12TH ST YUMA, AZ 85364 | AFLAC | $886 | $30 | $916 | 20.01% |
| JARCEY RAUL RODRIGUEZ3 | 202 S 1ST AVE STE 108 YUMA, AZ 85364 | AFLAC | $263 | $11 | $274 | 5.99% |
| FILIPE A COELHO3 | 4515 S MCCLINTOCK DR STE 212 TEMPE, AZ 85282 | AFLAC | $95 | — | $95 | 2.08% |
| RICK M MCKINNEY3 | 202 N ARMSTRONG ST BIXBY, OK 74008 | AFLAC | $52 | — | $52 | 1.14% |
| SETH G KNOWLTON3 | PO BOX 68766 TUCSON, AZ 85737 | AFLAC | $24 | $11 | $35 | 0.76% |
| ZAKERY ALLEN HARLOW3 | 2960 N ACADEMY BLVD STE 101 COLORADO SPRINGS, CO 80917 | AFLAC | $22 | — | $22 | 0.48% |
| RICK M MCKINNEY3 | PO BOX 26132 COLORADO SPRINGS, CO 80936 | AFLAC | $17 | — | $17 | 0.37% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 190 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 50 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 240 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | PRINCIPAL LIFE INSURANCE COMPANY | 293 | $62K |
| Vision | PRINCIPAL LIFE INSURANCE COMPANY | 293 | $62K |
| Life insurance | PRINCIPAL LIFE INSURANCE COMPANY | 293 | $62K |
| Other(3 contracts) | AFLAC | 56 | $50K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 293 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.