| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ENROLLEASE3 Filed as: KATZ-PIERZ INC | 413 MARLTON PIKE E STE 100 CHERRY HILL, NJ 080342483 | UNITEDHEALTHCARE INSURANCE COMPANY | $45K | — | $45K | 5.00% |
| NAVALI & COMPANY INC3 | 19200 VON KARMAN AVE STE 600 IRVINE, CA 926128516 | UNITEDHEALTHCARE INSURANCE COMPANY | $21 | — | $21 | 0.00% |
| ENROLLEASE3 Filed as: KATZ PIERZ INC | 413 MARLTON PIKE E STE 100 CHERRY HILL, NJ 080342483 | KAISER FOUNDATION HEALTH PLAN INC | $6K | — | $6K | 3.43% |
| WORLD INSURANCE ASSOCIATES LLC3 Filed as: WORLD INSURANCE ASSOCIATES, LLC | 100 WOOD AVE S FL 4 ISELIN, NJ 088302716 | KAISER FOUNDATION HEALTH PLAN INC | $2K | — | $2K | 1.18% |
| NAVALI & COMPANY INC3 Filed as: NAVALI & COMPANY INC. | 11601 WILSHIRE BLVD STE 500 LOS ANGELES, CA 900251741 | KAISER FOUNDATION HEALTH PLAN INC | $42 | — | $42 | 0.02% |
| KISTLER TIFFANY BENEFITS3 | 400 BERWYN PK STE 200 899 CASSALT ROAD BERWYN, PA 19312 | STARMOUNT LIFE INSURANCE COMPANY | $12K | $2K | $15K | 13.37% |
| KISTLER TIFFANY BENEFITS3 | STE 200 400 BERWYN PK 899 CASSALT ROAD BERWYN, PA 19312 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $2K | $273 | $2K | 17.00% |
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE INC | 200 GALLERIA PKWY STE 1950 ATLANTA, GA 30339 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $0 | — | $0 | 0.00% |
| KISTLER TIFFANY BENEFITS3 | STE 200 400 BERWYN PK 899 CASSALT ROAD BERWYN, PA 19312 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $2K | $230 | $2K | 17.00% |
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE INC | 200 GALLERIA PKWY STE 1950 ATLANTA, GA 30339 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $0 | — | $0 | 0.00% |
| KISTLER TIFFANY BENEFITS3 | STE 200 400 BERWYN PK 899 CASSALT ROAD BERWYN, PA 19312 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $1K | $187 | $2K | 17.00% |
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE INC | 200 GALLERIA PKWY STE 1950 ATLANTA, GA 30339 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $0 | — | $0 | 0.00% |
| KISTLER TIFFANY BENEFITS3 | 400 BERWYN PK STE 200 899 CASSALT ROAD BERWYN, PA 19312 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $780 | $156 | $936 | 12.00% |
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE INC | 200 GALLERIA PKWY STE 1950 ATLANTA, GA 30339 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $0 | — | $0 | 0.00% |
| ENROLLEASE3 Filed as: KATZ PIERZ, INC | 413 MARLTON PIKE EAST, STE 100 CHERRY HILL, NJ 08034 | CALIFORNIA DENTAL NETWORK, INC. | $210 | — | $210 | 10.00% |
| NAVALI & COMPANY INC3 Filed as: NAVALI & COMPANY | 19200 VON KARMAN AVE, STE 600 IRVINE, CA 92612 | CALIFORNIA DENTAL NETWORK, INC. | $0 | — | $0 | 0.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 178 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 178 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | UNITEDHEALTHCARE INSURANCE COMPANY | 1,379 | $1.1M |
| Dental(2 contracts, 2 carriers) | STARMOUNT LIFE INSURANCE COMPANY | 108 | $111K |
| Vision | STARMOUNT LIFE INSURANCE COMPANY | 108 | $109K |
| Life insurance(2 contracts) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 168 | $21K |
| Short-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 24 | $9K |
| Long-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 28 | $12K |
| Other(3 contracts) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 168 | $33K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,379 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.