| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| B&G PENSION AND INSURANCE SERVICES3 | 18010 SKY PARK CIRCLE, SUITE 108 IRVINE, CA 926146440 | CALIFORNIA PHYSICIANS SERVICE | $79K | $60 | $80K | 4.62% |
| B&G PENSION AND INSURANCE SERVICES3 | 18010 SKY PARK CIRCLE, SUITE 108 IRVINE, CA 926146440 | KAISER FOUNDATION HEALTH PLAN INC. | $34K | — | $34K | 5.03% |
| B&G PENSION AND INSURANCE SERVICES3 | 18010 SKY PARK CIRCLE, SUITE 108 IRVINE, CA 926146440 | KAISER FOUNDATION HEALTH PLAN INC | $9K | — | $9K | 5.45% |
| B&G PENSION AND INSURANCE SERVICES3 | 18010 SKY PARK CIRCLE, SUITE 108 IRVINE, CA 926146440 | UNITED HEALTHCARE INSURANCE COMPANY | $13K | — | $13K | 10.00% |
| BRYSON INSURANCE AGENCY INC.3 Filed as: BRYSON INSURANCE AGENCY, INC. | 3777 LONG BEACH BLVD, SUITE 500 LONG BEACH, CA 908073325 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $4K | $345 | $4K | 10.98% |
| B&G PENSION AND INSURANCE SERVICES3 | 18010 SKY PARK CIRCLE, SUITE 108 IRVINE, CA 926146440 | FIDELITY SECURITY LIFE INSURANCE COMPANY (EYEMED VISION CARE) | $4K | — | $4K | 12.16% |
| FLEXVISION3 | 15400 CALHOUN DRIVE, SUITE 125 ROCKVILLE, MD 20855 | FIDELITY SECURITY LIFE INSURANCE COMPANY (EYEMED VISION CARE) | $730 | — | $730 | 2.43% |
| BRYSON INSURANCE AGENCY INC.3 Filed as: BRYSON INSURANCE AGENCY, INC. | 3777 LONG BEACH BLVD, SUITE 500 LONG BEACH, CA 908073325 | THE LINCOLN NATIONAL LIFE INHSURANCE COMPANY | $3K | — | $3K | 15.00% |
| BRYSON INSURANCE AGENCY INC.3 Filed as: BRYSON INSURANCE AGENCY, INC. | 3777 LONG BEACH BLVD, SUITE 500 LONG BEACH, CA 908073325 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $2K | $191 | $3K | 21.63% |
| B&G PENSION AND INSURANCE SERVICES3 | 18010 SKY PARK CIRCLE, SUITE 108 IRVINE, CA 92614 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $2K | — | $2K | 20.50% |
| BRYSON INSURANCE AGENCY INC.3 Filed as: BRYSON INSURANCE AGENCY, INC. | 3777 LONG BEACH BLVD, SUITE 500 LONG BEACH, CA 908073325 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $837 | — | $837 | 15.01% |
| BRYSON INSURANCE AGENCY INC.3 Filed as: BRYSON INSURANCE AGENCY, INC. | 3777 LONG BEACH BLVD, SUITE 500 LONG BEACH, CA 908073325 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $465 | $39 | $504 | 16.26% |
| BRYSON INSURANCE AGENCY INC.3 Filed as: BRYSON INSURANCE AGENCY, INC. | 3777 LONG BEACH BLVD, SUITE 500 LONG BEACH, CA 908073325 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $270 | — | $270 | 9.99% |
| BRYSON INSURANCE AGENCY INC.3 Filed as: BRYSON INSURANCE AGENCY, INC. | 3777 LONG BEACH BLVD, SUITE 500 LONG BEACH, CA 908073325 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $200 | — | $200 | 15.03% |
| BRYSON INSURANCE AGENCY INC.3 Filed as: BRYSON INSURANCE AGENCY, INC. | 3777 LONG BEACH BLVD, SUITE 500 LONG BEACH, CA 908073325 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $182 | — | $182 | 14.98% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 516 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 517 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(4 contracts, 3 carriers) | CALIFORNIA PHYSICIANS SERVICE | 298 | $2.7M |
| Dental(2 contracts, 2 carriers) | UNITED HEALTHCARE INSURANCE COMPANY | 506 | $251K |
| Vision(2 contracts, 2 carriers) | HAWAII MEDICAL ASSURANCE ASSOCIATION | 412 | $150K |
| Life insurance(3 contracts, 3 carriers) | RELIANCE STANDARD LIFE INSURANCE COMPANY | 456 | $64K |
| Short-term disability(2 contracts, 2 carriers) | RELIANCE STANDARD LIFE INSURANCE COMPANY | 26 | $4K |
| Long-term disability(2 contracts, 2 carriers) | RELIANCE STANDARD LIFE INSURANCE COMPANY | 58 | $17K |
| Prescription drug(4 contracts, 3 carriers) | CALIFORNIA PHYSICIANS SERVICE | 298 | $2.7M |
| Other(3 contracts, 3 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 456 | $16K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 506 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.