| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ALLIANT INSURANCE SERVICES, INC.3 | 9 RIVER PARK PLACE EAST, SUITE 310 FRESNO, CA 93729 | CALIFORNIA PHYSICIANS SERVICE | $22K | $3K | $25K | 2.79% |
| AMWINS3 Filed as: LISI INC. | 1600 W HILLSDALE BLVD. SAN MATEO, CA 94402 | CALIFORNIA PHYSICIANS SERVICE | $18K | — | $18K | 2.02% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | 5260 N. PALM AVENUE, SUITE 400 FRESNO, CA 93704 | CALIFORNIA PHYSICIANS SERVICE | — | — | $0 | 0.00% |
| ALLIANT INSURANCE SERVICES, INC.3 | 9 RIVER PARK PLACE EAST, SUITE 310 FRESNO, CA 93729 | KAISER FOUNDATION HEALTH PLAN OF HAWAII | $9K | — | $9K | 1.93% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERIVCES, INC. | 9 RIVER PARK PLACE EAST, SUITE 310 FRESNO, CA 93729 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $4K | — | $4K | 5.00% |
| ALLIANT INSURANCE SERVICES, INC.3 | 9 RIVER PARK PLACE EAST, SUITE 310 FRESNO, CA 93720 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $5K | — | $5K | 6.81% |
| ALLIANT INSURANCE SERVICES, INC.3 | 9 RIVER PARK PLACE EAST, SUITE 310 FRESNO, CA 93729 | VISION SERVICE PLAN | $2K | — | $2K | 4.27% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES, INC | 9 RIVER PARK PLACE EAST, SUITE 310 FRESNO, CA 93720 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $458 | — | $458 | 3.00% |
| ALLIANT INSURANCE SERVICES, INC.3 | 9 RIVER PARK PLACE EAST, SUITE 310 FRESNO, CA 93729 | HYATT LEGAL PLANS, INC. | $1K | $183 | $1K | 11.35% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | 75 REMITTANCE DRIVE, DEPT 1446 CHICAGO, IL 60675 | HYATT LEGAL PLANS, INC. | — | $40 | $40 | 0.31% |
| ALLIANT INSURANCE SERVICES, INC.3 | 9 RIVER PARK PLACE EAST, SUITE 310 FRESNO, CA 93720 | METROPOLITAN LIFE INSURANCE COMPANY | $795 | $254 | $1K | 8.34% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | 5260 N. PALM AVENUE, SUITE 400 FRESNO, CA 93704 | TRANSAMERICA LIFE INSURANCE COMPANY | $334 | — | $334 | 3.49% |
| CUSTOM BENEFIT PROGRAMS INC3 Filed as: CUSTOM BENEFIT PROGRAMS INC. | 897 12TH STREET HAMMONTON, NJ 08037 | TRANSAMERICA LIFE INSURANCE COMPANY | $232 | — | $232 | 2.43% |
| TRANSAMERICA3 Filed as: TRANSAMERICA LIFE INSURANCE COMPANY | 1400 CENTERVIEW DRIVE LITTLE ROCK, AR 72211 | TRANSAMERICA LIFE INSURANCE COMPANY | $15 | — | $15 | 0.16% |
| ALLIANT INSURANCE SERVICES, INC.3 | 9 RIVER PARK PLACE EAST, SUITE 310 FRESNO, CA 93720 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $895 | — | $895 | 15.00% |
| ALLIANT INSURANCE SERVICES, INC.3 | 9 RIVER PARK PLACE EAST, SUITE 310 FRESNO, CA 93729 | PACIFIC GUARDIAN LIFE INSURANCE COMPANY, LTD. | $456 | — | $456 | 14.99% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | 5260 N PALM AVENUE, SUITE 400 FRESNO, CA 93704 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $482 | — | $482 | 25.73% |
| ALLIANT INSURANCE SERVICES, INC.3 | 9 RIVER PARK PLACE EAST, SUITE 310 FRESNO, CA 93720 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $281 | — | $281 | 15.00% |
| ALLIANT INSURANCE SERVICES, INC.3 | 9 RIVER PARK PLACE EAST, SUITE 310 FRESNO, CA 93729 | METROPOLITAN LIFE INSURANCE COMPANY | -$56 | $43 | -$13 | — |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 377 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 4 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 381 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(4 contracts, 4 carriers) | CALIFORNIA PHYSICIANS SERVICE | 143 | $1.4M |
| Dental(2 contracts, 2 carriers) | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 134 | $126K |
| Vision | VISION SERVICE PLAN | 184 | $37K |
| Life insurance(2 contracts, 2 carriers) | RELIANCE STANDARD LIFE INSURANCE COMPANY | 424 | $185K |
| Short-term disability(3 contracts, 3 carriers) | RELIANCE STANDARD LIFE INSURANCE COMPANY | 232 | $28K |
| Long-term disability | RELIANCE STANDARD LIFE INSURANCE COMPANY | 424 | $69K |
| Prescription drug(3 contracts, 3 carriers) | CALIFORNIA PHYSICIANS SERVICE | 143 | $1.4M |
| Other(5 contracts, 3 carriers) | RELIANCE STANDARD LIFE INSURANCE COMPANY | 424 | $207K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 424 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.