No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| ALFRED B. FOWLER ATTORNEY AT LAW EIN 94-3186778 NONE | Legal Service code 29 | 60 WESTWOOD DRIVE KENTFIELD, CA 94904 | $61K |
| MORGAN STANLEY SMITH BARNEY EIN 26-4310632 NONE | Other investment fees and expenses; Direct payment from the plan; Investment advisory (plan) Service code 27 | 2040 MAIN ST STE 600 IRVINE, CA 92614 | $29K |
| HUTCHINSON AND BLOODGOOD LLP EIN 95-0858589 NONE | Accounting (including auditing) Service code 10 | 550 N BRAND BLVD GLENDALE, CA 91203 | $16K |
| DIRECT DENTAL ADMINISTRATORS, LLC EIN 94-3270798 NONE | Consulting fees Service code 70 | 209 SAN ANSELMO AVE SAN ANSELMO, CA 94960 | $6K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 972 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 0 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | UNITED HEALTHCARE INSURANCE COMPANY | 291 | $101K |
| Vision | VISION SERVICE PLAN (VSP) | 919 | $209K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 919 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.