| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES, INC. | 3318 W FRIENDLY AVE GREENSBORO, NC 27410 | AETNA LIFE INSURANCE CO. | $32K | $3K | $34K | 5.63% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES, INC. | 3318 W FRIENDLY AVE GREENSBORO, NC 27410 | AETNA HEALTH, INC. | $19K | — | $19K | 4.57% |
| KATHLEEN LEININGER INS SERVICES INC3 | 13655 NIMES CT CHINO HILLS, CA 91709 | AFLAC | $768 | — | $768 | 3.06% |
| TIFFANY ANNE KING3 | 1010 LAKE ST, STE 430 OAK PARK, IL 60301 | AFLAC | $616 | — | $616 | 2.46% |
| CARYN LESLIE ESQUIVEL3 | 972 HEDGES DRIVE CORONA, CA 92878 | AFLAC | $563 | — | $563 | 2.25% |
| JOHN C WILLY3 | 4850 SAN JOSE STREET APT. 160 MONTCLAIR, CA 91763 | AFLAC | $230 | — | $230 | 0.92% |
| DOUGLAS J SUCHECKI3 | 1224 PEACOCK AVE STE 205 COLUMBUS, GA 31906 | AFLAC | $158 | — | $158 | 0.63% |
| KATHLEEN LEININGER INS SERVICES INC3 Filed as: KATHLEEN K LEININGER | 13655 NIMES COURT CHINO HILLS, CA 91709 | AFLAC | $105 | — | $105 | 0.42% |
| DOUGLAS J SUCHECKI3 | 21 HEARTWOOD DRIVE CATAULA, GA 31804 | AFLAC | $101 | — | $101 | 0.40% |
| KEN MAJOR3 Filed as: KEN L MAJOR | 2211 MICHELSON DR STE 1150 IRVINE, CA 92612 | AFLAC | $100 | — | $100 | 0.40% |
| DIANA HOMA3 | PO BOX 5832 SUITE GARDEN GROVE, CA 92846 | AFLAC | $75 | — | $75 | 0.30% |
| GUINETH ANN REED3 | 208 FULTON AVENUE ROCKPORT, TX 78382 | AFLAC | $67 | — | $67 | 0.27% |
| TERRANCE M LUCZAJ3 | 435 HARRODS LN CHARLESTON, SC 29412 | AFLAC | $28 | — | $28 | 0.11% |
| REGINA MARES3 | 16250 HOMECOMING DR UNIT 1302 CHINO, CA 91708 | AFLAC | $15 | — | $15 | 0.06% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES, INC. | 3111 CAMINO DEL RIO N SUITE 1100 SAN DIEGO, CA 92108 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $2K | — | $2K | 10.00% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES, INC. | 3111 CAMINO DEL RIO N SUITE 1100 SAN DIEGO, CA 92108 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $172 | — | $172 | 9.99% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 111 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 111 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | AETNA LIFE INSURANCE CO. | 200 | $1.0M |
| Dental | AETNA LIFE INSURANCE CO. | 200 | $608K |
| Vision | AETNA LIFE INSURANCE CO. | 200 | $608K |
| Life insurance | LIFE INSURANCE COMPANY OF NORTH AMERICA | 111 | $17K |
| Other(3 contracts, 2 carriers) | AFLAC | 111 | $44K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 200 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.